CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss	$ (2,743)	$ (1,316)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for credit losses	11,895	11,785
Depreciation and amortization	1,324	1,269
Discount accretion on debt securities	(39)	(44)
Stock-based compensation expense	141	137
Excess tax expense from stock-based arrangements	(106)	(44)
Deferred income tax expense (benefit)	238	(1,306)
Gains on sales of investment securities	0	(81)
Gains on disposals of premises and equipment	(226)	(3)
Losses on sales of other real estate owned	862	235
Net changes in:
Accrued interest receivable	289	807
Other assets	(972)	(88)
Accrued interest payable	19	15
Other liabilities	110	(699)
Net cash provided by operating activities	10,792	10,667
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	21,308	25,058
Proceeds from sales of investment securities available for sale	0	12,073
Purchases of investment securities available for sale	(24,238)	(44,418)
Proceeds from maturities and principal payments of investment securities held to maturity	1,305	186
Net change in loans	13,529	3,365
Purchases of premises and equipment	(1,381)	(420)
Proceeds from sales of premises and equipment	307	4
Proceeds from sales of other real estate owned	1,395	644
Net cash provided by (used in) investing activities	12,225	(3,508)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in noninterest-bearing deposits	15,671	6,601
Net change in interest-bearing deposits	7,113	(12,674)
Net change in short-term borrowings	(3,991)	2,210
Excess tax expense from stock-based arrangements	106	44
Common stock dividends paid	(85)	(591)
Net cash provided by (used in) financing activities	18,814	(4,410)
Net increase in cash and cash equivalents	41,831	2,749
Cash and cash equivalents at beginning of period	127,742	77,964
Cash and cash equivalents at end of period	169,573	80,713
Supplemental cash flows information:
Interest paid	5,302	5,635
Income taxes paid	109	1,861
Transfers from loans to other real estate owned	$ 4,371	$ 5,055