CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss	$ (3,036)	$ (1,083)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for credit losses	8,370	6,390
Depreciation and amortization	670	725
Discount accretion on debt securities	(21)	(25)
Stock-based compensation expense	97	69
Excess tax expense from stock-based arrangements	(83)	(21)
Deferred income tax benefit	(137)	(1,552)
Gains on sales of investment securities	0	(79)
Losses (gains) on disposals of premises and equipment	0	(3)
Losses on sales of other real estate owned	599	203
Net changes in:
Accrued interest receivable	197	812
Other assets	(1,322)	140
Accrued interest payable	15	44
Other liabilities	160	(463)
Net cash provided by operating activities	5,509	5,157
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities and principal payments of investment securities available for sale	14,913	14,979
Proceeds from sales of investment securities available for sale	0	12,061
Purchases of investment securities available for sale	(6,023)	(28,886)
Proceeds from maturities and principal payments of investment securities held to maturity	420	35
Net change in loans	9,368	5,713
Purchases of premises and equipment	(867)	(93)
Proceeds from sales of premises and equipment	0	4
Proceeds from sales of other real estate owned	921	527
Net cash provided by investing activities	18,732	4,340
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in noninterest-bearing deposits	9,999	(1,698)
Net change in interest-bearing deposits	8,153	8,668
Net change in short-term borrowings	(4,134)	(3,963)
Excess tax expense from stock-based arrangements	83	21
Common stock dividends paid	(85)	(507)
Net cash provided by financing activities	14,016	2,521
Net increase in cash and cash equivalents	38,257	12,018
Cash and cash equivalents at beginning of period	127,742	77,964
Cash and cash equivalents at end of period	165,999	89,982
Supplemental cash flows information:
Interest paid	2,646	2,813
Income taxes paid	0	817
Transfers from loans to other real estate owned	$ 3,553	$ 1,830