CONSOLIDATED STATEMENTS OF (LOSS) INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
INTEREST INCOME
Interest and fees on loans	$ 47,549	$ 51,962	$ 55,209
Interest and dividends on investment securities:
Taxable	3,031	3,209	3,184
Tax-exempt	154	212	301
Interest on federal funds sold	25	60	84
Interest on deposits with other banks	93	18	11
Total interest income	50,852	55,461	58,789
INTEREST EXPENSE
Interest on deposits	10,995	12,681	17,018
Interest on short-term borrowings	56	83	127
Interest on long-term debt	37	58	266
Total interest expense	11,088	12,822	17,411
NET INTEREST INCOME	39,764	42,639	41,378
Provision for credit losses	19,470	21,119	8,986
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	20,294	21,520	32,392
NONINTEREST INCOME
Service charges on deposit accounts	2,845	3,257	3,424
Trust and investment fee income	1,563	1,503	1,100
Gains on sales of investment securities	563	0	49
Insurance agency commissions income	9,358	10,113	11,131
Other noninterest income	2,989	3,168	3,837
Total noninterest income	17,318	18,041	19,541
NONINTEREST EXPENSE
Salaries and wages	16,825	17,477	18,488
Employee benefits	3,840	3,829	4,631
Occupancy expense	2,312	2,328	2,324
Furniture and equipment expense	1,059	1,200	1,183
Data processing	2,852	2,607	2,463
Directors' fees	500	412	478
Goodwill and other intangible assets impairment	1,344	3,051	0
Amortization of other intangible assets	512	515	515
Insurance agency commissions expense	1,267	1,569	1,913
FDIC insurance premium expense	1,298	1,834	2,078
Other noninterest expenses	7,358	6,898	6,175
Total noninterest expense	39,167	41,720	40,248
(LOSS) INCOME BEFORE INCOME TAXES	(1,555)	(2,159)	11,685
Income tax (benefit) expense	(658)	(492)	4,412
NET (LOSS) INCOME	(897)	(1,667)	7,273
Preferred stock dividends and discount accretion	0	0	1,876
Net (loss) income available to common shareholders	$ (897)	$ (1,667)	$ 5,397
Basic (loss) earnings per common share (in dollars per share)	$ (0.11)	$ (0.20)	$ 0.64
Diluted (loss) earnings per common share (in dollars per share)	$ (0.11)	$ (0.20)	$ 0.64
Cash dividends paid per common share (in dollars per share)	$ 0.09	$ 0.24	$ 0.64