CASH AND DUE FROM BANKS

12 Months Ended

Dec. 31, 2011

Cash and Due From Banks [Abstract]

Cash and Cash Equivalents Disclosure [Text Block]

NOTE 2. CASH AND DUE FROM BANKS

The Board of Governors of the Federal Reserve System (the “FRB”) requires banks to maintain certain minimum cash balances consisting of vault cash and deposits in the appropriate Federal Reserve Bank or in other commercial banks. Such balances for the Banks averaged approximately $2.1 million and $1.9 million during 2011 and 2010, respectively.