CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 26,519	$ 19,680
Interest-bearing deposits with other banks	92,293	21,593
Federal funds sold	9,966	36,691
Investment securities:
Available for sale, at fair value	105,804	99,055
Held to maturity, at amortized cost - fair value of $6,803 (2011) and $6,851 (2010)	6,524	6,727
Loans	862,566	895,404
Less: allowance for credit losses	(13,540)	(14,227)
Loans, net	849,026	881,177
Premises and equipment, net	14,236	14,483
Goodwill	12,454	13,678
Other intangible assets, net	4,334	4,840
Other real estate and other assets owned, net	9,865	3,702
Other assets	26,515	28,685
TOTAL ASSETS	1,157,536	1,130,311
LIABILITIES
Noninterest-bearing	135,822	124,188
Interest-bearing	876,097	855,328
Total deposits	1,011,919	979,516
Short-term borrowings	15,292	16,041
Other liabilities	8,407	11,309
Long-term debt	932	932
TOTAL LIABILITIES	1,036,550	1,007,798
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 8,457,359 (2011) and 8,443,436 (2010)	85	84
Warrant	1,543	1,543
Additional paid in capital	30,438	30,242
Retained earnings	90,560	92,458
Accumulated other comprehensive loss	(1,640)	(1,814)
TOTAL STOCKHOLDERS' EQUITY	120,986	122,513
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,157,536	$ 1,130,311