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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net loss $ (1,316) $ (1,117)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Provision for credit losses 11,785 12,534
Depreciation and amortization 1,269 1,147
Discount accretion on debt securities (44) (63)
Stock-based compensation expense 137 209
Excess tax (expense) benefits from stock-based arrangements (44) 2
Deferred income taxes (1,306) (1,668)
Gains on sales of securities (81) 0
Gains on disposals of premises and equipment (3) 0
Losses on sales of other real estate owned 235 577
Net changes in:    
Accrued interest receivable 807 199
Other assets (88) 945
Accrued interest payable 15 (384)
Other liabilities (699) (1,923)
Net cash provided by operating activities 10,667 10,458
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities and principal payments of investment securities available for sale 25,058 26,343
Proceeds from sales of investment securities available for sale 12,073 0
Purchases of investment securities available for sale (44,418) (25,797)
Proceeds from maturities and principal payments of investment securities held to maturity 186 585
Net change in loans 3,365 742
Purchases of premises and equipment (420) (1,183)
Proceeds from sales of premises and equipment 4 0
Proceeds from sales of other real estate owned 644 784
Investment in unconsolidated subsidiary 0 (25)
Net cash (used in) provided by investing activities (3,508) 1,449
CASH FLOWS FROM FINANCING ACTIVITIES:    
Noninterest-bearing deposits 6,601 (1,082)
Interest-bearing deposits (12,674) (18,247)
Short-term borrowings 2,210 (2,540)
Excess tax expense (benefits) from stock-based arrangements 44 (2)
Common stock dividends paid (591) (1,013)
Net cash used in financing activities (4,410) (22,884)
Net increase (decrease) in cash and cash equivalents 2,749 (10,977)
Cash and cash equivalents at beginning of period 77,964  
Cash and cash equivalents at end of period 80,713  
Supplemental cash flows information:    
Interest paid 5,635 7,094
Income taxes paid 1,861 846
Transfers from loans to other real estate owned $ 5,055 $ 216