CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 21,234	$ 19,680
Interest-bearing deposits with other banks	45,598	21,593
Federal funds sold	13,881	36,691
Investment securities:
Available for sale, at fair value	106,742	99,055
Held to maturity, at amortized cost - fair value of $6,747 (2011) and $6,851 (2010)	6,529	6,727
Loans	877,331	895,404
Less: allowance for credit losses	(16,358)	(14,227)
Loans, net	860,973	881,177
Premises and equipment, net	14,377	14,483
Goodwill	13,678	13,678
Other intangible assets, net	4,583	4,840
Other real estate and other assets owned, net	7,877	3,702
Other assets	28,719	28,685
TOTAL ASSETS	1,124,191	1,130,311
LIABILITIES
Noninterest-bearing	130,789	124,188
Interest-bearing	842,653	855,328
Total deposits	973,442	979,516
Short-term borrowings	18,251	16,041
Other liabilities	10,625	11,309
Long-term debt	932	932
TOTAL LIABILITIES	1,003,250	1,007,798
STOCKHOLDERS' EQUITY
Common stock, par value $.01 per share; shares authorized - 35,000,000; shares issued and outstanding - 8,457,359 (2011) and 8,443,436 (2010)	85	84
Warrant	1,543	1,543
Additional paid in capital	30,334	30,242
Retained earnings	90,551	92,458
Accumulated other comprehensive loss	(1,572)	(1,814)
TOTAL STOCKHOLDERS' EQUITY	120,941	122,513
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,124,191	$ 1,130,311