CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS



     We hereby consent to the  incorporation  by reference in this  Registration
Statement on Form S-8 of Shore  Bancshares,  Inc. (the  "Company") of our report
dated January 19, 2001,  on the 2000  consolidated  financial  statements of the
Company,  which appears on page 40 of the 2000 Annual Report to  Stockholders of
the Company that is included in the Company's annual report on Form 10-K for the
year ended December 31, 2000.

                                                    /s/ Stegman & Company
                                                    -------------------------



Baltimore, Maryland
May 1, 2001