<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>6
<FILENAME>exhibit23.txt
<DESCRIPTION>CONSENT OF STEGMAN & COMPANY
<TEXT>

                                   EXHIBIT 23


                         CONSENT OF INDEPENDENT AUDITORS


           We hereby consent to the incorporation by reference in the
Registration Statement No. 333-60214 and 333-64317 and 333-64319 each on Form
S-8, and in the Annual Report on Form 10-K of Shore Bancshares, Inc., for the
year ended December 31, 2002, of our report dated January 17, 2003, relating to
the consolidated financial statements of Shore Bancshares, Inc.


                                                   /S/ Stegman and Company
                                                   -----------------------
Baltimore, Maryland
March 28, 2003


<PAGE>

</TEXT>
</DOCUMENT>