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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
INTEREST INCOME    
Loans, including fees $ 40,752 $ 31,330
Securities:    
Taxable 1,961 1,399
Tax-exempt 475 423
Federal funds sold 234 164
Interest-bearing deposit accounts 311 310
Certificates of deposit 70 74
Total interest income 43,803 33,700
INTEREST EXPENSE    
Deposits 7,992 4,513
Federal funds purchased   11
Securities sold under repurchase agreements 13 15
Subordinated notes 513 482
Federal Home Loan Bank advances 1,707 980
Total interest expense 10,225 6,001
Net interest income 33,578 27,699
Provision for loan losses 1,351 4,934
Net interest income after provision for loan losses 32,227 22,765
NONINTEREST INCOME    
Secondary market sales and servicing 659 469
Increase in cash surrender value of bank owned life insurance 497 473
Net gains on sale of available-for-sale securities   2
Net losses on disposition of other assets (7) (220)
Gain on curtailment of post-retirement benefit plan 352  
(Loss) gain on rabbi trust assets (138) 180
Other 165 54
Total noninterest income 4,303 3,507
NONINTEREST EXPENSES    
Salaries and employee benefits 16,233 13,403
Occupancy 3,682 2,735
Data processing 2,531 1,258
Bank franchise tax 726 533
Telecommunications 512 308
FDIC assessments 719 580
Foreclosed property 175 147
Consulting 1,098 665
Advertising and marketing 439 664
Directors’ fees 561 444
Audit and accounting 1,129 746
Legal 500 128
Merger-related 363 1,976
Core deposit intangible amortization 798 679
Net other real estate owned (gains) losses (107) 221
Other 2,760 2,260
Total noninterest expenses 32,119 26,747
Income (loss) before income taxes 4,411 (475)
Income tax expense 533 797
Net income (loss) $ 3,878 $ (1,272)
Basic and diluted earnings (loss) per share $ 0.30 $ (0.14)
Income from Fiduciary Activities    
NONINTEREST INCOME    
Non-Interest Income $ 710 $ 904
Service Charges and Fees on Deposit Accounts    
NONINTEREST INCOME    
Non-Interest Income 768 900
Wealth Management    
NONINTEREST INCOME    
Non-Interest Income 842 370
Interchange Fees, Net    
NONINTEREST INCOME    
Non-Interest Income 339 230
Other Service Charges and Fees    
NONINTEREST INCOME    
Non-Interest Income $ 116 $ 145