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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash Flows From Operating Activities    
Net income $ (177) $ 524
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 274 265
Net premium amortization and discount accretion of securities 92 107
Amortization of subordinated debt issuance costs 4 4
Provision for (recovery of) loan losses 190 (35)
Stock compensation expense 59 16
Deferred tax benefit (5) (6)
Loss (gains) on securities available-for-sale 5 (6)
Increase in OREO valuation allowance 97  
(Gain) loss on sale of other real estate (1) 35
(Increase) decrease in mortgage servicing rights (21) 10
Loan originations for sale (3,471) (2,727)
Loan sales 3,766 2,086
Gain on sold loans (19) (34)
Increase in cash surrender value of life insurance (75) (63)
Decrease in accrued income and other assets 38 112
Increase in other liabilities 146 60
Net cash provided by operating activities 902 348
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 993 842
Proceeds from sales and calls of available-for-sale securities 995 2,702
Maturities of certificates of deposit 744 248
Purchases of available-for-sale securities and certificates of deposit (693) (1,175)
(Purchases) sales of restricted securities (1,107) 157
Decrease (increase) in federal funds sold 2,014 (59)
Loan (originations) and principal collections, net (19,971) (3,429)
Proceeds from sale of other real estate 12 228
Proceeds from sale of equipment 6  
Purchases of premises and equipment (295) (99)
Net cash used in investing activities (17,302) (585)
Cash Flows From Financing Activities    
Net decrease in demand, savings, and other interest-bearing deposits (7,272) (4,463)
Net increase in time deposits 8,054 1,218
Net decrease in securities sold under repurchase agreements (9,821) (1,149)
Increase (decrease) in Federal Home Loan Bank advances 25,000 (5,000)
Net cash provided by (used in) financing activities 15,961 (9,394)
Net decrease in cash and due from banks (439) (9,631)
Cash and cash equivalents (including interest-earning deposits) at beginning of period 12,352 20,299
Cash and cash equivalents (including interest-earning deposits) at end of period 11,913 10,668
Cash paid for:    
Interest 1,019 987
Income taxes 0 0
Non-cash investing and financing:    
Unrealized gain on investment securities 45 502
Change in fair value of pension and post-retirement obligation 0 0
Loans transferred to other real estate owned 50 1,352
Loans originated to facilitate sale of OREO   117
Changes in deferred taxes resulting from OCI transactions $ 15 $ 171