Consolidated Statements of (Loss) Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
INTEREST INCOME
Loans, including fees	$ 4,388	$ 3,974
Securities:
Taxable	269	207
Tax-exempt	114	136
Federal funds sold	1
Interest-bearing deposit accounts	7	15
Certificates of deposit	19	22
Total interest income	4,798	4,354
INTEREST EXPENSE
Deposits	630	645
Federal funds purchased	10
Securities sold under repurchase agreements	3	2
Subordinated debt	117	118
FHLB advances	154	125
Total interest expense	914	890
Net interest income	3,884	3,464
Provision for (recovery of) loan losses	190	(35)
Net interest income after provision for loan losses	3,694	3,499
NON-INTEREST INCOME
Income from fiduciary activities	245	207
Service charges and fees on deposit accounts	212	227
VISA-related fees	(1)	46
Non-deposit product income	80	106
Other service charges and fees	171	148
Secondary market lending income	115	77
Increase in cash surrender value of life insurance	75	63
Net (losses) gains on sale of securities available for sale	(5)	6
Other real estate losses	(96)	(35)
Other income	61	13
Total non-interest income	857	858
NON-INTEREST EXPENSES
Salaries and employee benefits	2,824	2,055
Occupancy expense	439	448
Software maintenance	204	161
Bank franchise tax	76	60
VISA expense	20	39
Telephone expense	28	31
FDIC assessments	85	81
Foreclosure property expense	10	12
Consulting expense	54	55
Merger expense	300
Other expense	809	738
Total non-interest expenses	4,849	3,680
Net (loss) income before income taxes	(298)	677
Income tax (benefit) expense	(121)	153
Net (loss) income	$ (177)	$ 524
Basic (Loss) Earnings Per Share
Average basic shares outstanding	4,776,800	4,774,856
(Loss) earnings per share, basic	$ (0.04)	$ 0.11
Diluted (Loss) Earnings Per Share
Average diluted shares outstanding	4,776,800	4,791,139
(Loss) earnings per share, diluted	$ (0.04)	$ 0.11