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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Cash Flows From Operating Activities    
Net income $ 1,964 $ 956
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 791 727
Net amortization and accretion of securities 320 280
Amortization of subordinated debt issuance costs 12 5
Provision for loan losses 407 354
Stock compensation expense 16 17
Deferred tax benefit (6) (12)
Gain on securities available-for-sale (290) (4)
Increase in OREO valuation allowance 53 159
Loss on sale of other real estate 41 88
Loss on the disposal of fixed assets   6
Decrease (increase) in mortgage servicing rights 68 (46)
Loan originations for sale (14,232) (11,857)
Loan sales 14,378 10,887
Gain on sold loans (357) (212)
Increase in cash surrender value of life insurance (197) (187)
Decrease (increase) in accrued income and other assets 123 (296)
Increase in other liabilities 643 555
Net cash provided by operating activities 3,584 1,420
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 2,907 1,069
Proceeds from sales and calls of available-for-sale securities 14,582 4,819
Maturities of certificates of deposit 1,240 1,240
Purchases of available-for-sale securities and certificates of deposit (15,356) (18,561)
Purchase of life insurance (2,000)  
Sales of restricted securities 522 169
Increase in federal funds sold (189) (347)
Proceeds from the sale of VISA loan portfolio 1,301  
Loan (originations) and principal collections, net (24,283) (35,050)
Proceeds from sale of other real estate 244 520
Purchases of premises and equipment (168) (1,111)
Net cash used in investing activities (21,200) (47,252)
Cash Flows From Financing Activities    
Net increase in demand, savings, and other interest-bearing deposits 17,593 35,073
Net increase (decrease) in time deposits 524 (3,274)
Repurchase of common stock   (243)
Net increase in securities sold under repurchase agreements 5,823 4,479
Issuance of subordinated debt, net   6,834
Decrease in Federal Home Loan Bank advances (15,000) (5,000)
Net cash provided by financing activities 8,940 37,869
Net decrease in cash and due from banks (8,676) (7,963)
Cash and cash equivalents (including interest-earning deposits) at beginning of period 20,299 20,965
Cash and cash equivalents (including interest-earning deposits) at end of period 11,623 13,002
Cash paid for:    
Interest 2,549 2,102
Income taxes 70 590
Non-cash investing and financing:    
Unrealized gain (loss) on investment securities 605 136
Change in fair value of pension and post-retirement obligation 0 0
Loans transferred to other real estate owned 1,348 437
Loans originated to facilitate sale of OREO 116 118
Changes in deferred taxes resulting from OCI transactions 206 $ 90
Transfer of loans to held for sale 1,173  
VISA Loan Portfolio    
Adjustments to reconcile net income to net cash provided by operating activities:    
Gain on sold loans $ (150)