Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Loans, including fees	$ 4,153	$ 3,810	$ 12,140	$ 11,200
Securities:
Taxable	233	144	651	402
Tax-exempt	123	102	394	276
Federal funds sold	1		2
Interest-bearing deposit accounts	25	9	52	30
Certificates of deposit	20	15	62	32
Total interest income	4,555	4,080	13,301	11,940
INTEREST EXPENSE
Deposits	648	643	1,934	1,729
Federal funds purchased	1		2
Securities sold under repurchase agreements	4	4	10	8
Subordinated debt	118	119	354	161
FHLB advances	118	87	360	259
Total interest expense	889	853	2,660	2,157
Net interest income	3,666	3,227	10,641	9,783
Provision for loan losses	259	84	407	354
Net interest income after provision for loan losses	3,407	3,143	10,234	9,429
NON-INTEREST INCOME
Income from fiduciary activities	253	197	696	589
Service charges and fees on deposit accounts	212	237	667	686
VISA-related fees	48	44	153	153
Non-deposit product income	83	77	263	324
Other service charges and fees	152	144	449	414
Secondary market lending income	165	171	465	409
Increase in cash surrender value of life insurance	73	62	197	187
Net gains on sale of securities available for sale	180	2	290	4
Other real estate losses	(6)	(167)	(94)	(247)
Net gains (losses) on the disposal of fixed assets		1		(6)
Other income	178	5	194	62
Total non-interest income	1,338	773	3,280	2,575
NON-INTEREST EXPENSES
Salaries and employee benefits	1,881	1,959	5,751	5,847
Occupancy expense	445	465	1,344	1,342
Software maintenance	152	175	494	465
Bank franchise tax	82	61	203	159
VISA expense	20	19	81	83
Telephone expense	30	35	96	101
FDIC assessments	96	71	280	200
Foreclosure property expense	11	15	40	36
Consulting expense	87	71	216	236
Other expense	761	714	2,376	2,377
Total non-interest expenses	3,565	3,585	10,881	10,846
Net income before income taxes	1,180	331	2,633	1,158
Income tax expense	326	50	669	202
Net income	$ 854	$ 281	$ 1,964	$ 956
Basic Earnings Per Share
Average basic shares outstanding	4,774,856	4,780,649	4,774,856	4,797,405
Earnings per share, basic	$ 0.18	$ 0.06	$ 0.41	$ 0.20
Diluted Earnings Per Share
Average diluted shares outstanding	4,797,521	4,796,008	4,793,147	4,811,129
Earnings per share, diluted	$ 0.18	$ 0.06	$ 0.41	$ 0.20