Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	[1]
ASSETS
Cash and due from banks	$ 5,141	$ 4,969
Interest-bearing deposits	20,050	15,330
Certificates of deposit	5,456	5,735
Federal funds sold	1,546	271
Securities available-for-sale, at fair value	54,012	54,090
Restricted securities	2,422	2,731
Loans receivable, net of allowance for loan losses of $3,547 and $4,223	347,755	343,323
Loans held for sale	2,425	270
Premises and equipment, net	11,231	11,646
Accrued interest receivable	1,270	1,318
Other real estate owned, net	2,641	1,870
Bank owned life insurance	7,719	7,595
Goodwill	2,808	2,808
Mortgage servicing rights	620	658
Other assets	3,243	3,682
Total assets	468,339	456,296
LIABILITIES
Noninterest-bearing deposits	74,157	65,842
Savings and interest-bearing demand deposits	177,075	166,628
Time deposits	127,797	127,388
Total deposits	379,029	359,858
Securities sold under repurchase agreements	8,182	7,161
Federal Home Loan Bank advances	30,000	40,000
Subordinated debt, net of issuance costs	6,852	6,844
Other liabilities	3,064	2,864
Total liabilities	427,127	416,727
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized - 10,000,000 shares; outstanding - 4,774,856 and 4,774,856 shares, respectively)	23,874	23,874
Additional paid-in capital	2,828	2,812
Retained earnings	14,769	13,659
Accumulated other comprehensive loss, net	(259)	(776)
Total shareholders' equity	41,212	39,569
Total liabilities and shareholders' equity	$ 468,339	$ 456,296

[1] Derived from Audited December 31, 2015 Financial Statements