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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Cash Flows From Operating Activities    
Net income $ 524 $ 381
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 265 232
Net amortization and accretion of securities 107 88
Amortization of subordinated debt issuance costs 4  
(Recovery of) provision for loan losses (35) 65
Stock compensation expense 16 17
Deferred tax benefit (6) (7)
(Gain) loss on securities available-for-sale (6) 4
Increase in OREO valuation allowance   33
Loss on sale of other real estate 35 6
Mortgage servicing rights 10 14
Loan originations for sale (2,727) (2,579)
Loan sales 2,086 2,481
Gain on sold loans (34) (69)
Increase in cash surrender value of life insurance (63) (63)
Decrease in accrued income and other assets 112 81
Increase in other liabilities 60 12
Net cash provided by operating activities 348 696
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 842 1,032
Proceeds from sales and calls of available-for-sale securities 2,702 614
Maturities of certificates of deposit 248  
Purchases of available-for-sale securities (1,175) (1,540)
Sales (purchases) of restricted securities 157 (53)
Increase in federal funds sold (59) (271)
Loan (originations) and principal collections, net (3,429) (5,698)
Proceeds from sale of other real estate 228  
Purchases of premises and equipment (99) (211)
Net cash used in investing activities (585) (6,127)
Cash Flows From Financing Activities    
Net (decrease) increase in demand, savings, and other interest-bearing deposits (4,463) 2,624
Net increase (decrease) in time deposits 1,218 (1,361)
Repurchase of common stock   (81)
Net (decrease) increase in securities sold under repurchase agreements (1,149) 1,224
Decrease in Federal Home Loan Bank advances (5,000)  
Net cash (used in) provided by financing activities (9,394) 2,406
Net decrease in cash and due from banks (9,631) (3,025)
Cash and cash equivalents (including interest-earning deposits) at beginning of period 20,299 20,965
Cash and cash equivalents (including interest-earning deposits) at end of period 10,668 17,940
Cash paid for:    
Interest 987 599
Income taxes   140
Non-cash investing and financing:    
Unrealized gain on investment securities 502 304
Change in fair value of pension and post-retirement obligation 0 0
Loans transferred to other real estate owned 1,352 129
Loans originated to facilitate sale of OREO 117 118
Changes in deferred taxes resulting from OCI transactions $ 171 $ 103