Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	[1]
ASSETS
Cash and due from banks	$ 4,649	$ 4,969
Interest-bearing deposits	6,019	15,330
Certificates of deposit	5,456	5,735
Federal funds sold	330	271
Securities available-for-sale, at fair value	52,152	54,090
Restricted securities	2,574	2,731
Loans receivable, net of allowance for loan losses of $4,107 and $4,223	345,635	343,323
Loans held for sale	945	270
Premises and equipment, net	11,480	11,646
Accrued interest receivable	1,284	1,318
Other real estate owned, net	2,760	1,870
Bank owned life insurance	7,658	7,595
Goodwill	2,808	2,808
Mortgage servicing rights	648	658
Other assets	3,439	3,682
Total assets	447,837	456,296
LIABILITIES
Noninterest-bearing deposits	65,879	65,842
Savings and interest-bearing demand deposits	162,128	166,628
Time deposits	128,606	127,388
Total deposits	356,613	359,858
Securities sold under repurchase agreements	6,012	7,161
Federal Home Loan Bank advances	35,000	40,000
Subordinated debt, net of issuance costs	6,848	6,844
Other liabilities	2,924	2,864
Total liabilities	407,397	416,727
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized - 10,000,000 shares; outstanding - 4,774,856 and 4,774,856 shares, respectively)	23,874	23,874
Additional paid-in capital	2,828	2,812
Retained earnings	14,183	13,659
Accumulated other comprehensive loss, net	(445)	(776)
Total shareholders' equity	40,440	39,569
Total liabilities and shareholders' equity	$ 447,837	$ 456,296

[1] Derived from Audited December 31, 2015 Financial Statements.