Note 22. Leases

The Company has long-term leases for three retail branches and office equipment. Lease expense for 2015 and 2014 was $168 thousand and $103 thousand, respectively. Pursuant to the terms of these leases, the following is a schedule, by year, of future minimum lease payments required under the long-term non-cancelable lease agreements (in thousands).


2016	$	163
2017		115
2018		83
2019		28
2020		—
Thereafter		—

	$	389