Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 4,969	$ 6,181
Interest-bearing deposits	15,330	14,784
Federal funds sold	271	119
Securities available-for-sale, at fair value	59,825	42,604
Restricted securities	2,731	2,430
Loans receivable, net of allowance for loan losses of $4,223 and $3,205	343,323	295,242
Loans held for sale	270
Premises and equipment, net	11,646	11,882
Accrued interest receivable	1,318	1,197
Other real estate owned, net	1,870	2,791
Bank owned life insurance	7,595	7,348
Goodwill	2,808	2,808
Mortgage servicing rights	658	596
Other assets	3,682	2,504
Total assets	456,296	390,486
LIABILITIES
Noninterest-bearing deposits	65,842	63,308
Savings and interest-bearing demand deposits	166,628	122,502
Time deposits	127,388	121,775
Total deposits	359,858	307,585
Securities sold under repurchase agreements	7,161	6,012
Federal Home Loan Bank advances	40,000	35,000
Subordinated debt, net of issuance costs	6,844
Other liabilities	2,864	2,651
Total liabilities	416,727	351,248
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized - 10,000,000 shares; outstanding - 4,774,856 and 4,817,856 shares, respectively)	23,874	24,089
Additional paid-in capital	2,812	2,777
Retained earnings	13,659	13,293
Accumulated other comprehensive loss, net	(776)	(921)
Total shareholders' equity	39,569	39,238
Total liabilities and shareholders' equity	$ 456,296	$ 390,486