Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	[1]
ASSETS
Cash and due from banks	$ 5,424	$ 6,181
Interest-bearing deposits	7,578	14,784
Federal funds sold	466	119
Securities available-for-sale, at fair value	53,895	42,604
Restricted securities	2,261	2,430
Loans receivable, net of allowance for loan losses of $3,374 and $3,205	329,231	295,242
Loans held for sale	1,182
Premises and equipment, net	11,857	11,882
Accrued interest receivable	1,207	1,197
Other real estate owned, net	2,343	2,791
Bank owned life insurance	7,535	7,348
Goodwill	2,808	2,808
Mortgage servicing rights	642	596
Other assets	3,537	2,504
Total assets	429,966	390,486
LIABILITIES
Noninterest-bearing deposits	61,609	63,308
Savings and interest-bearing demand deposits	159,274	122,502
Time deposits	118,501	121,775
Total deposits	339,384	307,585
Securities sold under repurchase agreements	10,491	6,012
Federal Home Loan Bank advances	30,000	35,000
Subordinated debt, net of issuance costs	6,839
Other liabilities	3,194	2,651
Total liabilities	389,908	351,248
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized - 10,000,000 shares; outstanding - 4,774,856 and 4,817,856 shares, respectively)	23,874	24,089
Additional paid-in capital	2,766	2,777
Retained earnings	14,249	13,293
Accumulated other comprehensive loss, net	(831)	(921)
Total shareholders' equity	40,058	39,238
Total liabilities and shareholders' equity	$ 429,966	$ 390,486

[1] Derived from the audited consolidated financial statements.