Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans, including fees	$ 3,715	$ 3,279	$ 7,390	$ 6,440
Securities:
Taxable	141	85	275	179
Tax-exempt	86	96	174	194
Interest-bearing deposit accounts	13	4	21	8
Total interest income	3,955	3,464	7,860	6,821
INTEREST EXPENSE
Deposits	570	449	1,086	907
Federal funds purchased		1		1
Securities sold under repurchase agreements	2	2	4	4
Subordinated debt	42		42
FHLB advances	87	85	172	185
Total interest expense	701	537	1,304	1,097
Net interest income	3,254	2,927	6,556	5,724
Provision for loan losses	205	97	270	262
Net interest income after provision for loan losses	3,049	2,830	6,286	5,462
NON-INTEREST INCOME
Income from fiduciary activities	171	175	392	387
Service charges and fees on deposit accounts	226	244	449	487
VISA-related fees	62	61	109	150
Other service charges and fees	256	267	517	507
Secondary market lending income	140	68	238	179
Increase in cash surrender value of life insurance	62	44	125	91
Net gains (losses) on sale of securities available for sale	6	(16)	2	(17)
Other real estate losses	(41)	(249)	(80)	(219)
Net (losses) gains on the disposal of fixed assets	(7)		(7)	138
Other income	42	30	57	34
Total non-interest income	917	624	1,802	1,737
NON-INTEREST EXPENSES
Salaries and employee benefits	1,840	1,597	3,888	3,184
Occupancy expense	442	354	877	712
Software maintenance	145	137	290	275
Bank franchise tax	50	47	98	94
VISA expense	33	38	64	108
Telephone expense	33	52	66	108
FDIC assessments	64	72	129	138
Foreclosure property expense	11	28	21	59
Consulting expense	90	70	165	169
Other expense	908	772	1,663	1,428
Total non-interest expenses	3,616	3,167	7,261	6,275
Net income before income taxes	350	287	827	924
Income tax expense	56	27	152	204
Net income	$ 294	$ 260	$ 675	$ 720
Basic Earnings Per Share
Average basic shares outstanding	4,802,032	4,818,733	4,805,922	4,818,311
Earnings per share, basic	$ 0.06	$ 0.05	$ 0.14	$ 0.15
Diluted Earnings Per Share
Average diluted shares outstanding	4,819,322	4,836,783	4,819,487	4,832,416
Earnings per share, diluted	$ 0.06	$ 0.05	$ 0.14	$ 0.15