Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	[1]
ASSETS
Cash and due from banks	$ 5,880	$ 6,181
Interest-bearing deposits	20,605	14,784
Federal funds sold	2,187	119
Securities available-for-sale, at fair value	47,056	42,604
Restricted securities	2,261	2,430
Loans receivable, net of allowance for loan losses of $3,439 and $3,205	313,442	295,242
Loans held for sale	709
Premises and equipment, net	11,731	11,882
Accrued interest receivable	1,237	1,197
Other real estate owned, net	2,624	2,791
Bank owned life insurance	7,473	7,348
Goodwill	2,808	2,808
Mortgage servicing rights	632	596
Other assets	3,082	2,504
Total assets	421,727	390,486
LIABILITIES
Noninterest-bearing deposits	61,073	63,308
Savings and interest-bearing demand deposits	152,794	122,502
Time deposits	119,734	121,775
Total deposits	333,601	307,585
Securities sold under repurchase agreements	8,787	6,012
Federal Home Loan Bank advances	30,000	35,000
Subordinated debt, net of issuance costs	6,841
Other liabilities	2,911	2,651
Total liabilities	382,140	351,248
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized - 10,000,000 shares; outstanding - 4,787,856 and 4,817,856 shares, respectively)	23,939	24,089
Additional paid-in capital	2,776	2,777
Retained earnings	13,968	13,293
Accumulated other comprehensive loss, net	(1,096)	(921)
Total shareholders' equity	39,587	39,238
Total liabilities and shareholders' equity	$ 421,727	$ 390,486

[1] Derived from the audited consolidated financial statements.