Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
INTEREST INCOME
Loans, including fees	$ 13,352	$ 12,617
Securities:
Taxable	382	448
Tax-exempt	375	326
Federal funds sold		1
Interest-bearing deposit accounts	23	56
Total interest income	14,132	13,448
INTEREST EXPENSE
Deposits	1,842	2,368
Federal funds purchased	1
Securities sold under repurchase agreements	9	16
FHLB advances	345	450
Total interest expense	2,197	2,834
Net interest income	11,935	10,614
Provision for loan losses	611	776
Net interest income after provision for loan losses	11,324	9,838
NON-INTEREST INCOME
Income from fiduciary activities	831	698
Service charges and fees on deposit accounts	974	1,076
VISA-related fees	255	830
Other service charges and fees	1,100	1,130
Secondary market lending fees	451	1,164
Bank owned life insurance income	219	129
Net (losses) gains on sale of securities available for sale	(25)	284
Loss on securities with other-than-temporary impairment		(288)
Other real estate losses	(327)	(563)
Net gains on the sale of fixed assets	137	165
Other income	66	101
Total non-interest income	3,681	4,726
NON-INTEREST EXPENSES
Salaries and employee benefits	6,458	6,414
Occupancy expense	1,492	1,331
Software maintenance	524	505
Bank franchise tax	189	171
VISA expense	170	708
Telephone expense	210	196
FDIC assessments	247	397
Foreclosure property expense	131	124
Consulting expense	329	222
Other expense	2,868	2,875
Total non-interest expenses	12,618	12,943
Net income before income taxes	2,387	1,621
Income tax expense	557	399
Net income	$ 1,830	$ 1,222
Basic Earnings Per Share
Average basic shares outstanding	4,818,377	4,816,859
Earnings per share, basic	$ 0.38	$ 0.25
Diluted Earnings Per Share
Average diluted shares outstanding	4,829,581	4,819,343
Earnings per share, diluted	$ 0.38	$ 0.25