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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Cash Flows From Operating Activities    
Net income $ 720 $ 372
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 377 380
Net amortization and accretion of securities 200 197
Provision for loan losses 262 262
Stock compensation expense 20 126
Deferred income tax benefit   (7)
Loss (gain) on sale of securities available-for-sale 17 (271)
Other-than-temporary impairment on securities available-for-sale   120
Increase in other real estate owned valuation allowance 127 16
Loss on sale of other real estate owned 92 238
Gain on disposal of former branch (138)  
Change in fair value of mortgage servicing rights (3)  
Loan originations for sale to FNMA (4,361) (14,597)
Loan sales to FNMA 4,263 14,545
Gain on loans sold to FNMA (96) (240)
Increase in cash surrender value of bank owned life insurance (91)  
Decrease (increase) in accrued income and other assets 185 (398)
(Decrease) increase in other liabilities (176) 552
Net cash provided by operating activities 1,398 1,295
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 1,741 1,971
Proceeds from sales and calls of available-for-sale securities 3,331 8,260
Purchase of bank owned life insurance (2,001) (5,000)
Purchases of available-for-sale securities (2,751) (15,094)
Purchases of restricted securities (342) (39)
Increase in federal funds sold (84) (256)
Loan (originations) and principal collections, net (8,287) 2,981
Proceeds from sale of other real estate 371 887
Purchases of premises and equipment (375) (258)
Proceeds from the sale of premises and equipment 311  
Net cash used in investing activities (8,086) (6,548)
Cash Flows From Financing Activities    
Increase in demand, savings, and other interest-bearing deposits 355 688
Net decrease in time deposits (1,616) (4,688)
Net (decrease) increase in securities sold under repurchase agreements (128) 4,896
Increase in Federal Home Loan Bank advances 10,000  
Net cash provided by financing activities 8,611 896
Net increase (decrease) in cash and due from banks 1,923 (4,357)
Cash and due from banks at beginning of period 15,689 39,924
Cash and due from banks at end of period 17,612 35,567
Cash paid for:    
Interest 1,109 1,466
Income taxes 341 211
Non-cash investing and financing:    
Unrealized gain (loss) on investment securities 825 (1,467)
Change in fair value of pension and post-retirement obligation 0 0
Loans transferred to other real estate owned 197 1,326
Loans originated to facilitate sale of OREO 605 204
Changes in deferred taxes resulting from other comprehensive income transactions $ 286 $ 498