Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Cash Flows From Operating Activities
Net income	$ 1,221,906	$ 697,762
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	754,480	769,476
Net amortization and accretion of securities	390,920	272,264
Provision for loan losses	776,000	1,894,685
Stock compensation expense	122,429	2,924
Deferred income taxes	259,307	(42,949)
Gain on securities available-for-sale	(283,706)	(957,760)
Loss on securities with other-than-temporary impairment	288,000
Increase in OREO valuation allowance	300,341	505,766
Loss on sale of other real estate	263,116	230,840
(Gain) loss on disposal of fixed assets	(164,850)	4,906
Mortgage servicing rights	(579,145)
Increase in bank owned life insurance	(129,281)
Gain on loans sold to FNMA	(391,131)	(528,911)
Loan originations for sale to FNMA	(21,431,663)	(25,080,200)
Loan sales to FNMA	22,025,444	24,681,700
(Increase) decrease in accrued income and other assets	(67,564)	275,426
Increase in other liabilities	377,258	320,691
Net cash (used in) provided by operating activities	3,731,861	3,046,620
Cash Flows From Investing Activities
Proceeds from maturities and principal paydowns of available-for-sale securities	3,951,287	4,633,678
Proceeds from sales and calls of available-for-sale securities	9,432,875	15,225,843
Purchase of bank owned life insurance	(5,000,000)
Purchases of available-for-sale securities	(17,223,766)	(14,805,021)
(Purchases) sales of restricted securities	(53,650)	406,500
(Increase) decrease in federal funds sold	(72,020)	2,088,366
Loan originations and principal collections, net	(15,417,421)	(6,173,840)
Purchase of other assets	(771,000)
Proceeds from sale of other real estate	1,188,928	1,049,860
Improvements to other real estate	(22,225)	(94,554)
Purchases of premises and equipment	(537,711)	(90,048)
Proceeds from the sale of premises and equipment	727,091	4,250
Net cash (used in) provided by investing activities	(23,797,612)	2,245,034
Cash Flows From Financing Activities
Increase in demand, savings, and other interest-bearing deposits	3,437,916	19,349,548
Proceeds from issuance of common stock		8,695,566
Net decrease in time deposits	(10,266,166)	(9,693,082)
Net increase in securities sold under repurchase agreements	2,658,543	1,182,681
Net cash (used in) provided by financing activities	(4,169,707)	19,534,713
Net (decrease) increase in cash and due from banks	(24,235,458)	24,826,367
Cash and due from banks at beginning of period	39,924,337	15,097,970
Cash and due from banks at end of period	15,688,879	39,924,337
Cash paid for:
Interest	2,824,256	3,448,683
Income taxes	337,973	109,961
Non-cash investing and financing:
Unrealized loss on investment securities	(1,622,914)	(729,599)
Change in pension and post-retirement obligation	421,692	(522,014)
Loans transferred to other real estate owned	2,475,801	2,563,322
Loans originated to facilitate the sale of OREO	328,250	277,400
Changes in deferred taxes resulting from OCI transactions	$ 408,415	$ 428,070