XML 48 R61.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Loan Losses - Allowance for Loan Losses by Portfolio Segment (Detail) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance $ 3,093,623 $ 3,188,541
(Charge-offs) (1,028,277) (2,375,562)
Recoveries 83,918 385,959
Provision 776,000 1,894,685
Ending Balance 2,925,264 3,093,623
Individually evaluated for impairment 666,551 833,883
Collectively evaluated for impairment 2,258,713 2,259,740
Mortgage Loans on Real Estate
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 2,571,673 2,713,490
(Charge-offs) (878,781) (1,798,812)
Recoveries 68,257 289,385
Provision 704,370 1,367,610
Ending Balance 2,465,519 2,571,673
Individually evaluated for impairment 633,519 759,673
Collectively evaluated for impairment 1,832,000 1,812,000
Commercial and Industrial loans
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 262,000 281,650
(Charge-offs) (16,897) (388,026)
Recoveries 1,535 18,369
Provision 9,362 350,007
Ending Balance 256,000 262,000
Collectively evaluated for impairment 256,000 262,000
Consumer and Other Loans
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 259,950 193,401
(Charge-offs) (132,599) (188,724)
Recoveries 14,126 78,205
Provision 62,268 177,068
Ending Balance 203,745 259,950
Individually evaluated for impairment 33,032 74,210
Collectively evaluated for impairment $ 170,713 $ 185,740