Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME
Loans, including fees	$ 3,134,683	$ 3,264,259	$ 6,289,031	$ 6,489,039
Securities:
Taxable	117,971	180,011	241,662	380,944
Tax-exempt	68,619	62,031	124,980	132,625
Federal funds sold	301	1,244	336	2,610
Interest-bearing deposit accounts	17,373	8,561	35,517	15,623
Total interest income	3,338,947	3,516,106	6,691,526	7,020,841
INTEREST EXPENSE
Deposits	600,750	716,967	1,231,288	1,466,121
Federal funds purchased	390		390
Securities sold under repurchase agreements	6,111	5,146	10,014	8,067
FHLB advances	105,949	140,923	245,149	281,847
Total interest expense	713,200	863,036	1,486,841	1,756,035
Net interest income	2,625,747	2,653,070	5,204,685	5,264,806
Provision for loan losses	179,000	546,661	262,000	642,685
Net interest income after provision for loan losses	2,446,747	2,106,409	4,942,685	4,622,121
NON-INTEREST INCOME
Income from fiduciary activities	161,865	157,688	327,114	317,842
Service charges and fees on deposit accounts	266,580	192,826	541,126	359,689
VISA-related fees	226,118	212,654	405,716	372,123
Other service charges and fees	241,764	255,685	475,221	444,795
Secondary market lending fees	168,446	121,687	300,732	198,895
Bank owned life insurance income	34,994		34,994
Net gains on sale of securities available for sale	267,773	493,955	270,714	502,816
Loss on securities with other-than-temporary impairment	(168,000)		(168,000)
Portion of loss recognized in other comprehensive income	48,000		48,000
Net impairment recognized in income	(120,000)		(120,000)
Net losses on other assets				(4,906)
Other income	14,543	30,076	26,317	58,400
Total non-interest income	1,262,083	1,464,571	2,261,934	2,249,654
NON-INTEREST EXPENSES
Salaries and employee benefits	1,607,429	1,384,469	3,337,749	2,946,638
Occupancy expense	486,643	546,034	985,748	1,050,365
Bank franchise tax	43,935	42,990	87,870	85,980
VISA expense	191,035	176,944	345,477	308,104
Telephone expense	52,706	33,737	101,969	75,061
FDIC assessments	101,480	103,851	204,949	207,702
Debit card expense	19,220	60,445	37,181	115,849
Foreclosure property expense	38,243	62,532	61,492	105,786
Other real estate losses	239,809	255,796	253,899	323,849
Consulting expense	12,046	55,026	28,515	121,105
Other expense	625,670	740,276	1,256,200	1,303,872
Total non-interest expenses	3,418,216	3,462,100	6,701,049	6,644,311
Net income before income taxes	290,614	108,880	503,570	227,464
Income tax expense	58,593	11,830	131,458	24,787
Net income	$ 232,021	$ 97,050	$ 372,112	$ 202,677
Basic Earnings Per Share
Average basic shares outstanding	4,817,856	2,610,856	4,815,845	2,610,856
Earnings per share, basic	$ 0.05	$ 0.04	$ 0.08	$ 0.08
Diluted Earnings Per Share
Average diluted shares outstanding	4,820,014	2,613,877	4,818,258	2,612,816
Earnings per share, diluted	$ 0.05	$ 0.04	$ 0.08	$ 0.08