Consolidated Balance Sheets (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 7,067,371	$ 4,757,889	[1]
Interest-bearing deposits	28,499,652	35,166,448	[1]
Federal funds sold	303,900	48,009	[1]
Securities available for sale, at fair value	40,050,413	36,700,520	[1]
Restricted securities	1,623,350	1,584,700	[1]
Loans receivable, net of allowance for loan losses of $2,983,147 and $3,093,623	231,867,546	236,144,526	[1]
Premises and equipment, net	11,489,577	11,611,688	[1]
Accrued interest receivable	1,103,621	1,070,763	[1]
Other real estate owned, net	3,351,454	3,151,346	[1]
Bank owned life insurance	5,034,994
Goodwill	2,807,842	2,807,842	[1]
Other assets	2,116,204	1,753,945	[1]
Total assets	335,315,924	334,797,676	[1]
LIABILITIES
Noninterest-bearing deposits	54,800,212	50,467,907	[1]
Savings and interest-bearing demand deposits	114,311,014	117,954,879	[1]
Time deposits	102,063,440	106,751,785	[1]
Total deposits	271,174,666	275,174,571	[1]
Securities sold under repurchase agreements	11,355,400	6,459,839	[1]
Federal Home Loan Bank advances	15,000,000	15,000,000	[1]
Other liabilities	1,674,770	1,578,295	[1]
Total liabilities	299,204,836	298,212,705	[1]
SHAREHOLDERS' EQUITY
Common stock ($5 par value; authorized -10,000,000 shares; outstanding - 4,817,856 and 4,810,856 shares, respectively)	24,089,280	24,054,280	[1]
Additional paid-in capital	2,757,450	2,670,021	[1]
Retained earnings	10,613,508	10,241,396	[1]
Accumulated other comprehensive loss, net	(1,349,150)	(380,726)	[1]
Total shareholders' equity	36,111,088	36,584,971	[1]
Total liabilities and shareholders' equity	$ 335,315,924	$ 334,797,676	[1]

[1] Derived from the audited consolidated financial statements.