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Allowance for Loan Losses (Details) (USD $)
9 Months Ended 12 Months Ended
Sep. 30, 2012
Dec. 31, 2011
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance $ 3,188,541 $ 3,230,677
(Charge-offs) (1,543,255) (577,281)
Recoveries 369,693 40,145
Provision 1,322,685 495,000
Ending Balance 3,337,664 3,188,541
Individually evaluated for impairment 1,438,879 1,792,141
Collectively evaluated for impairment 1,898,784 1,396,401
Loan Receivables Ending Balance:    
Individually evaluated for impairment 8,440,740 7,394,120
Collectively evaluated for impairment 234,385,411 229,295,702
Total loans 242,826,151 236,689,822
Construction, Land and Land Development [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 190,500 192,518
(Charge-offs) (200,278) (35,428)
Recoveries   175
Provision 171,919 33,235
Ending Balance 162,141 190,500
Individually evaluated for impairment 91,141 119,500
Collectively evaluated for impairment 71,000 71,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 262,245 408,640
Collectively evaluated for impairment 28,126,887 27,233,640
Total loans 28,389,132 27,642,280
Farmland [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance   3,000
Provision 1,000 (3,000)
Ending Balance 1,000  
Collectively evaluated for impairment 1,000  
Loan Receivables Ending Balance:    
Collectively evaluated for impairment 1,464,100 1,526,050
Total loans 1,464,100 1,526,050
Commercial Mortgages (Non-Owner Occupied) [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 88,000 108,000
(Charge-offs) (283,569) (52,117)
Recoveries 285,326  
Provision (757) 32,117
Ending Balance 89,000 88,000
Individually evaluated for impairment     
Collectively evaluated for impairment 89,000 88,000
Loan Receivables Ending Balance:    
Collectively evaluated for impairment 13,445,019 16,198,584
Total loans 13,445,019 16,198,584
Commercial Mortgages (Owner Occupied) [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 554,318 1,270,451
Provision (13,728) (716,133)
Ending Balance 540,590 554,318
Individually evaluated for impairment 194,590 244,318
Collectively evaluated for impairment 346,000 310,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 1,592,314 1,447,278
Collectively evaluated for impairment 31,933,418 26,398,318
Total loans 33,525,732 27,845,596
Residential First Mortgage [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 1,161,551 206,171
(Charge-offs) (654,622) (232,904)
Recoveries 1,934 1,393
Provision 661,495 1,186,891
Ending Balance 1,170,358 1,161,551
Individually evaluated for impairment 404,358 726,552
Collectively evaluated for impairment 766,000 435,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 4,137,071 3,187,147
Collectively evaluated for impairment 106,205,862 104,451,588
Total loans 110,342,933 107,638,735
Residential Junior Mortgage [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 719,121 460,648
(Charge-offs) (39,388) (29,162)
Provision (16,851) 287,635
Ending Balance 662,882 719,121
Individually evaluated for impairment 487,882 465,121
Collectively evaluated for impairment 175,000 254,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 1,793,810 1,790,858
Collectively evaluated for impairment 26,837,757 26,735,150
Total loans 28,631,567 28,526,008
Commercial and Industrial [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 281,650 69,869
(Charge-offs) (250,427) (16,553)
Recoveries 10,869  
Provision 403,606 228,334
Ending Balance 445,698 281,650
Individually evaluated for impairment 186,698 236,650
Collectively evaluated for impairment 259,000 45,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 581,090 560,197
Collectively evaluated for impairment 19,855,379 18,423,135
Total loans 20,436,469 18,983,332
Consumer Loans [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 185,000 210,662
(Charge-offs) (114,971) (211,117)
Recoveries 71,564 38,577
Provision 123,617 146,878
Ending Balance 265,210 185,000
Individually evaluated for impairment 74,210  
Collectively evaluated for impairment 191,000 185,000
Loan Receivables Ending Balance:    
Individually evaluated for impairment 74,210  
Collectively evaluated for impairment 6,516,989 8,329,237
Total loans 6,591,199 8,329,237
Unallocated [Member]
   
ALLOWANCE FOR LOAN LOSSES:    
Beginning Balance 8,401 709,358
(Charge-offs)     
Recoveries     
Provision (7,617) (700,957)
Ending Balance 784 8,401
Collectively evaluated for impairment 784 8,401
Loan Receivables Ending Balance:    
Individually evaluated for impairment     
Collectively evaluated for impairment     
Total loans