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Consolidated Statements Of Cash Flows (USD $)
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Cash Flows From Operating Activities    
Net income $ 105,627 $ 128,736
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 194,031 206,034
Net amortization and accretion of securities 62,859 17,209
Provision for loan losses 96,024 55,000
Stock-based compensation 2,193 2,376
(Gain) loss on securities available-for-sale (8,861) 1,676
Increase in OREO valuation allowance 14,100 104,436
Loss on sale of other real estate 53,953 13,341
Loss (gain) on disposal of fixed assets 4,906 (4,082)
Decrease in accrued income and other assets 13,894 256,856
Increase in other liabilities 94,742 185,861
Net cash provided by operating activities 633,468 967,443
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 1,364,846 2,647,524
Proceeds from sales and calls of available-for-sale securities 2,326,850 1,170,000
Purchases of available-for-sale securities (1,935,039)  
(Increase) in interest bearing deposits in other banks (6,285,892) (5,735,760)
(Increase) in federal funds sold (108,770) (107,133)
Loan (originations) and principal collections, net (5,585,242) 1,222,302
Proceeds from sale of other real estate 261,086 45,936
(Purchases) of premises and equipment (63,640) (55,743)
Net cash (used in) investing activities (10,025,801) (812,874)
Cash Flows From Financing Activities    
Increase in demand, savings, and other interest-bearing deposits 9,401,757 1,349,769
Net (decrease) increase in time deposits (809,691) 533,573
Net increase (decrease) in securities sold under repurchase agreements and federal funds purchased 982,089 (1,050,325)
Net cash provided by financing activities 9,574,155 833,017
Net increase in cash and due from banks 181,822 987,586
Cash and due from banks at beginning of period 4,728,895 3,275,584
Cash and due from banks at end of period 4,910,717 4,263,170
Supplemental Schedule of Cash Flow Information    
Interest paid 888,164 1,166,369
Income taxes paid   10,111
Unrealized gain (loss) on investment securities (117,350) 76,938
Loans transferred to other real estate owned $ 309,857 $ 772,632