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Consolidated Statements Of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Cash Flows From Operating Activities    
Net income $ 350,142 $ 372,269
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 788,671 876,433
Net amortization and accretion of securities 134,963 65,878
Provision for loan losses 495,000 720,214
Stock-based compensation 31,071 14,279
Deferred income tax (benefit) (40,953) (189,004)
(Gain) on securities available-for-sale (336,171) (188,286)
Increase in OREO valuation allowance 325,191 311,240
Loss (gain) on sale of other real estate 110,028 (46,973)
(Gain) on disposal of fixed assets (5,582) (1,500)
Decrease in accrued income and other assets 712,558 843,173
(Decrease) increase in other liabilities (87,851) 110,886
Net cash provided by operating activities 2,477,067 2,888,609
Cash Flows From Investing Activities    
Proceeds from maturities and principal paydowns of available-for-sale securities 5,529,708 2,214,634
Proceeds from sales and calls of available-for-sale securities 10,065,252 12,027,903
Purchases of available-for-sale securities (22,417,698) (14,176,753)
Sales (purchases) of restricted securities 367,300 (120,000)
Decrease in interest bearing deposits in other banks 4,366,817 2,806,743
Decrease (increase) in federal funds sold 2,590,709 (2,421,337)
Loan (originations) and principal collections, net 8,418,539 (81,890)
Proceeds from sale of other real estate 3,126,412 514,884
Improvements to OREO property (28,123) (40,489)
Purchases of premises and equipment (385,915) (247,470)
Net cash provided by investing activities 11,633,001 476,225
Cash Flows From Financing Activities    
Increase in demand, savings, and other interest-bearing deposits 203,657 6,738,886
Net increase (decrease) in time deposits 4,460,449 (10,397,637)
Net (decrease) increase in securities sold under repurchase agreements and federal funds purchased (2,320,863) 109,228
(Decrease) in FHLB advances (15,000,000)   
Dividends paid and cash in lieu of fractional shares   (1,210)
Net cash (used in) financing activities (12,656,757) (3,550,733)
Net increase (decrease) in cash and due from banks 1,453,311 (185,899)
Cash and due from banks at beginning of period 3,275,584 3,461,483
Cash and due from banks at end of period 4,728,895 3,275,584
Supplemental Schedule of Cash Flow Information    
Interest paid 4,329,266 5,534,497
Income taxes paid 120,596  
Unrealized gain (loss) on investment securities 701,449 (3,603)
Change in fair value of pension and post-retirement obligation (260,145) 92,056
Loans transferred to other real estate owned $ 1,727,504 $ 2,631,204