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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Qq311uykSw5UKawzqMJEU9+rsns1aQsra4re4XNiEvSnw6ujK7qbMzqf85474NRR
 Uhr3acU9gQnhUS+obfS1+g==

<SEC-DOCUMENT>0001181431-04-030126.txt : 20040609
<SEC-HEADER>0001181431-04-030126.hdr.sgml : 20040609
<ACCEPTANCE-DATETIME>20040609162226
ACCESSION NUMBER:		0001181431-04-030126
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040609
FILED AS OF DATE:		20040609

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			GOSSE THOMAS A
		CENTRAL INDEX KEY:			0001253373

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22955
		FILM NUMBER:		04856207

	MAIL ADDRESS:	
		STREET 1:		P O BOX 607
		CITY:			KILMARNOCK
		STATE:			VA
		ZIP:			22482

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BAY BANKS OF VIRGINIA INC
		CENTRAL INDEX KEY:			0001034594
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				541838100
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNICK
		STATE:			VA
		ZIP:			22482
		BUSINESS PHONE:		8044351171

	MAIL ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNOCK
		STATE:			VA
		ZIP:			22482
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd45034.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-06-09</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001034594</issuerCik>
        <issuerName>BAY BANKS OF VIRGINIA INC</issuerName>
        <issuerTradingSymbol>BAYK</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001253373</rptOwnerCik>
            <rptOwnerName>GOSSE THOMAS A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>P O BOX 607</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>KILMARNOCK</rptOwnerCity>
            <rptOwnerState>VA</rptOwnerState>
            <rptOwnerZipCode>22482</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Stock Options</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>15.75</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <value>2004-11-18</value>
            </exerciseDate>
            <expirationDate>
                <value>2014-05-18</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>options</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>3000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <ownerSignature>
        <signatureName>Thomas A. Gosse</signatureName>
        <signatureDate>2004-06-09</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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