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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 GqKYv6sYWbjb26TfhK3Tueqhparp/ZnvofmYE1kgJIB3AI7HWAew+FUeBnjEpPIv
 joZiN8bdYpyM55TkBX46CA==

<SEC-DOCUMENT>0001181431-04-021769.txt : 20040422
<SEC-HEADER>0001181431-04-021769.hdr.sgml : 20040422
<ACCEPTANCE-DATETIME>20040422151522
ACCESSION NUMBER:		0001181431-04-021769
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040422
FILED AS OF DATE:		20040422

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROBERTS AUSTIN L III
		CENTRAL INDEX KEY:			0001253375

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22955
		FILM NUMBER:		04748041

	MAIL ADDRESS:	
		STREET 1:		921 CRAB POINTE RD
		CITY:			WHITE STONE
		STATE:			VA
		ZIP:			22578

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BAY BANKS OF VIRGINIA INC
		CENTRAL INDEX KEY:			0001034594
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				541838100
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNICK
		STATE:			VA
		ZIP:			22482
		BUSINESS PHONE:		8044351171

	MAIL ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNOCK
		STATE:			VA
		ZIP:			22482
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd40162.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-04-22</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001034594</issuerCik>
        <issuerName>BAY BANKS OF VIRGINIA INC</issuerName>
        <issuerTradingSymbol>BAYK</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001253375</rptOwnerCik>
            <rptOwnerName>ROBERTS AUSTIN L III</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>921 CRAB POINTE RD</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>WHITE STONE</rptOwnerCity>
            <rptOwnerState></rptOwnerState>
            <rptOwnerZipCode>22578</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>President/CEO</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2004-04-21</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>1934</value>
                </transactionShares>
                <transactionPricePerShare>
                    <footnoteId id="F1"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>12814</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>Banklanc Cust. FBO Austin Roberts SEP IRA</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Diversified 25% of stock holdings in Bay Banks of Virginia Stock Ownership Plan at no cost to him</footnote>
    </footnotes>

    <remarks>Diversified 25% of his stock holdings in Employee Stock Ownership Plan</remarks>

    <ownerSignature>
        <signatureName>Ausstin L. Roberts, III</signatureName>
        <signatureDate>2004-04-22</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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