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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VjYYvvdBnK7pBykLNKJPl4139XUnV9J2pVYqEK2N/ImRMW5wEkftXYVRGgFoFBQ/
 dUMn2A20h93RpL5wng+SFA==

<SEC-DOCUMENT>0001181431-03-014432.txt : 20030717
<SEC-HEADER>0001181431-03-014432.hdr.sgml : 20030717
<ACCEPTANCE-DATETIME>20030717160649
ACCESSION NUMBER:		0001181431-03-014432
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030716
FILED AS OF DATE:		20030717

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROBERTS AUSTIN L III
		CENTRAL INDEX KEY:			0001253375

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22955
		FILM NUMBER:		03791385

	MAIL ADDRESS:	
		STREET 1:		921 CRAB POINTE RD
		CITY:			WHITE STONE
		STATE:			VA
		ZIP:			22578

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BAY BANKS OF VIRGINIA INC
		CENTRAL INDEX KEY:			0001034594
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				541838100
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNICK
		STATE:			VA
		ZIP:			22482
		BUSINESS PHONE:		8044351171

	MAIL ADDRESS:	
		STREET 1:		100 S MAIN STREET
		CITY:			KILMARNOCK
		STATE:			VA
		ZIP:			22482
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd13383.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>
<periodOfReport>2003-07-16</periodOfReport>
<notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001034594</issuerCik>
        <issuerName>BAY BANKS OF VIRGINIA INC</issuerName>
        <issuerTradingSymbol>bayk</issuerTradingSymbol></issuer>
<reportingOwner>
<reportingOwnerId>
            <rptOwnerCik>0001253375</rptOwnerCik>
            <rptOwnerName>ROBERTS AUSTIN L III</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector>
<isOfficer>1</isOfficer>
<isTenPercentOwner>0</isTenPercentOwner>
<isOther>0</isOther>
<officerTitle>President/CEO</officerTitle>
<otherText></otherText></reportingOwnerRelationship></reportingOwner>
<derivativeSecurity>
<securityTitle>
<value>Stock Options</value></securityTitle>
<conversionOrExercisePrice>
<value>16.50</value></conversionOrExercisePrice>
<transactionDate>
<value>2003-05-30</value></transactionDate>
<transactionCoding>
<transactionFormType>4</transactionFormType>
<transactionCode>J</transactionCode>
<equitySwapInvolved>0</equitySwapInvolved></transactionCoding>
<transactionAmounts>
<transactionShares>
<value>7000</value></transactionShares>
<transactionValue>
<value>16.50</value></transactionValue>
<transactionAcquiredDisposedCode>
<value>A</value></transactionAcquiredDisposedCode></transactionAmounts>
<exerciseDate>
<value>2003-05-30</value></exerciseDate>
<expirationDate>
<value>2012-05-30</value></expirationDate>
<underlyingSecurity>
<underlyingSecurityTitle>
<value>Stock Options</value></underlyingSecurityTitle>
<underlyingSecurityShares>
<value>7000</value></underlyingSecurityShares></underlyingSecurity>
<postTransactionAmounts>
<sharesOwnedFollowingTransaction>
<value>26714</value></sharesOwnedFollowingTransaction></postTransactionAmounts>
<ownershipNature>
<directOrIndirectOwnership>
<value>D</value></directOrIndirectOwnership>
<natureOfOwnership>
<value></value></natureOfOwnership></ownershipNature></derivativeSecurity>
<ownerSignature>
<signatureName>Ausstin L. Roberts, III</signatureName>
<signatureDate>2003-07-16</signatureDate></ownerSignature></ownershipDocument>


</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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