-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, OKw/EZo6nAJE3WN3W6iMx4TZbFlmXRF6R04cXI7ZNlhI/byccCZU1SmJhls+oLDX jWdW39f0d3Y+jGbAjof3Ww== 0000000000-08-000876.txt : 20080303 0000000000-08-000876.hdr.sgml : 20080303 20080107083604 ACCESSION NUMBER: 0000000000-08-000876 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20080107 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: BAY BANKS OF VIRGINIA INC CENTRAL INDEX KEY: 0001034594 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 541838100 STATE OF INCORPORATION: VA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: UPLOAD BUSINESS ADDRESS: STREET 1: 100 S MAIN STREET CITY: KILMARNICK STATE: VA ZIP: 22482 BUSINESS PHONE: 8044351171 MAIL ADDRESS: STREET 1: 100 S MAIN STREET CITY: KILMARNOCK STATE: VA ZIP: 22482 LETTER 1 filename1.pdf begin 644 filename1.pdf M)5!$1BTQ+C0-)>+CS],-"C@T(#`@;V)J#3P\+TQI;F5A'@W/F1@N,"T+$/"H6B9PC7N#6`)9@8&I7\0FNT;D&9G M8-`/90!;SF`%Q&P,#)H@*QB!SDA$-MC^*42441T@P`#NAQ)B#0IE;F1S=')E M86T-96YD;V)J#3DW(#`@;V)J#3P\+TQE;F=T:"`R,B]&:6QT97(O1FQA=&5$ M96-O9&4O5ULQ(#$@,5TO26YD97A;,3(@-S)=+T1E8V]D95!AF4@.#0O5'EP92]84F5F/CYS=')E M86T-"GC:8F)B8V!B8&`%LP(#`@-C$R(#%LM-38X("TS M,#<@,C`P,"`Q,#`W72]!7!E+T9O;G1$ M97-C'1'4W1A=&4O4T$@9F%L MO2%8VW86CW@9%HFXM"NJ04U_OUNZ-L2W9DIRB,6A%Y+\_= M\]SYO;N\>@^]\_?W(60._T#_P&6Z=_X+_FGN>N?3 M:0@,IK,>X_XM_I>&D(23(.$P?>KU83#]MW=]1V8:TVQK.H0A"]AX!-.K(T?Y M]NCTIR,GHE=/Q*^>&.T""L(P',,T@^'VZPKHVIU0!=R79@GQ:,PZC8R;K/!^ M2#?99)=@?L1ULKWE':9)XSLB"^.6@2_]*YG)I\&D_R`M\/`,/V$"@W^FO[XP M.WD9S)#'KT:3[D<3=R!Q4;E2:?@M@,\&XRC=&=S>WG;7.=PWQQMSDXVY+_U/ M5CJ52UV"T#F\7R@Y&\1]N/XNLZI4SQ)^IV?ZJ,&0]3-,O3-CQDXC2;%?BC5< M"OWHP,S@3V7G2BN!\>LLZ$Z`OXX'"T.X-U6Y`.P1C3UBI2R[K;5;]4O_@RJH MEL)JDSV>[<(!SN,)/Y)C_+*L1YN:[;H::+2;%C:/$]]^-L4_8(<,/,#,6;I3+1`%_2V'A6N6OFLY`H17IO*XI-;&NTDY*+<5G.C7"S>8$^$ M]U?+A:P;:KCO86:*PJR4GD-FZ#9]O$==!@#D?S%@?6DE*)VKC#R=P8KL*?U( M<8!;F*K(?6P8BX]LI@JRB%S=Q>A]>U*6ABZ[3G^W,V\R5T[,D>3>TTH5!1[6 M)&&VMB^_+PNA1:F,!N$`+:X6:Z`WWHU',VV`37=*2#[3/GU(#3$(I<5R66!> M#]B!2!)1YT&&\6VE-8+JG+!K#.Y3(05F\B#)9RY+0`\/DHC:RE4?\I#X9_68`4A+?)6F19PG$#J6>N%OTT7S M+*THBE:I#W7$>VX9W49:\V+#JYK7A3&/),\K8;VCE;&/U`(^3.("WD6G3GHJ MR:QT>]<;6JUD43,*,]-K^%9)1]WAO!$_!>G"NE8#\8#CE&!NK'CTA-Y;$CZ:4@(_ M@S^T7[#53'E!N=6H;7.%7W%M6(JYA"C>>=O`,69!%&.O8!U/P1']8#^D9(>- M(^RR4^T0Q4T[)$'$C[5#ZT:+1ZW,6=!Y>-P*E]?AUF9;X1_9>\+#G>?(NH.Z M0<]+JU".NK:(BZ+$G62^H)&IJ4#^/DJ&S8QLX>P@Z.NUJQZQ MV8+F+V*'PPS%U]3W:-O(BBJO=?;Z^T(]*!Q^%V=P6?]F1%2G-#,):%/18*2Q M\LKDW:QL@H`PME3_>6XT,*'N(WPT19`W-`K6-!"RJO#[+/FE>3_7]`#/HJ@D M[(G*_P(,`.VFC-D-"F5N9'-T7!E+T9O;G0^/@UE;F1O M8FH-.3,@,"!O8FH-/#PO4W5B='EP92]4]W]IG M[W/WV7N?M2X`)$\?+B\%E@(@F2?@!WHXTU>%1]"Q_0`&>(`!I@`P6>FIOD'N MP4`D+S<7>KK("?R+W@P!2/R^9>CI3Z>#_T_2K%2^``#(7\3F;$XZ2\3Y(D[* M%*2*[3,BIL8DBAE&B9DO2E#$6\3BG%/9R6PQ]XAX M>X:0(V+$1\0%&5Q.IHAOBU@S29C,%?%;<6PRAYD.`(HDM@LXK'@1FXB8Q`\. 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