SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) - July 24, 2000

                                 HSB Group, Inc.
             (Exact name of registrant as specified in its charter)

            Connecticut                     001-13135            06-1475343
         (State or other                    (Commission          (IRS Employer
        jurisdiction of incorporation)      File Number)          Identification
                                                                  No.)

       One State Street, Hartford, Connecticut             06102-5024
      (Address of principal executive offices)             (Zip Code)

       Registrant's telephone number, including area code - (860-722-1866)



Item 5.  Other Events

On July 24,  2000,  HSB  Group,  Inc.  (the  "Company")  issued  press  releases
reporting its second quarter earnings and the declaration of a regular quarterly
dividend. Included herewith as Exhibits 99(i) and 99(ii) are the Company's press
releases  related to these  announcements  and such  information is incorporated
herein by reference.


Item 7.  Exhibits.

99(i). Press  release dated July 24, 2000  announcing  second  quarter  results.

99(ii).Press  release  dated  July 24,  2000  announcing  the  declaration  of a
       quarterly dividend of 44 cents per share payable on October 26, 2000.






Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.


                                                   HSB Group, Inc.


Dated: July 24, 2000                                /s/ R. Kevin Price
                                                    R. Kevin Price
                                                    Senior Vice President
                                                    and Corporate Secretary