The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. com 00287y109 3,258 28,923 SH   SOLE   27,690 0 1,233
Air Products & Chemical com 009158106 4,889 16,996 SH   SOLE   16,310 0 686
Alibaba Group Holding Ltd. com 01609w102 3,504 15,450 SH   SOLE   15,033 0 417
Alphabet Inc Cl A com 02079K305 549 225 SH   SOLE   225 0 0
Alphabet Inc-CL C com 02079K107 6,579 2,625 SH   SOLE   2,512 0 113
Amazon.com com 023135106 3,344 972 SH   SOLE   958 0 14
Ameren Corporation com 023608102 760 9,500 SH   SOLE   9,500 0 0
American Express Co. com 025816109 253 1,534 SH   SOLE   1,534 0 0
Ameriprise Financial com 03076c106 503 2,020 SH   SOLE   2,020 0 0
Anthem, Inc. com 036752103 3,988 10,446 SH   SOLE   9,987 0 459
Apple Computer com 037833100 7,917 57,807 SH   SOLE   56,095 0 1,712
Berkshire Hathaway Inc. Class com 084670702 250 900 SH   SOLE   900 0 0
Boeing com 097023105 359 1,500 SH   SOLE   1,500 0 0
Brookfield Asset Management-Cl com 112585104 1,044 20,475 SH   SOLE   20,475 0 0
CVS Health Corp. com 126650100 3,990 47,822 SH   SOLE   46,535 0 1,287
Caesars Entertainment Inc com 12769G100 6,719 64,765 SH   SOLE   62,797 0 1,968
Capital One Financial Corp. com 14040H105 3,750 24,245 SH   SOLE   23,188 0 1,057
Chevron Corp. com 166764100 2,055 19,622 SH   SOLE   18,791 0 831
Chubb Corp. com h1467j104 2,273 14,300 SH   SOLE   13,642 0 658
Citigroup Inc. com 172967424 2,323 32,832 SH   SOLE   31,574 0 1,258
Comcast Corp. Cl A com 20030n101 3,970 69,623 SH   SOLE   66,492 0 3,131
Constellation Brands CL A com 21036P108 3,602 15,401 SH   SOLE   15,189 0 212
Corteva Inc. com 22052L104 408 9,201 SH   SOLE   8,999 0 202
Dell Technologies Class C com 24703l202 1,365 13,691 SH   SOLE   13,489 0 202
Dow Inc. com 260557103 586 9,267 SH   SOLE   9,065 0 202
Dupont De Nemours com 26614n102 865 11,169 SH   SOLE   10,967 0 202
General Electric com 369604103 202 15,000 SH   SOLE   15,000 0 0
Gilead Sciences Inc com 375558103 203 2,950 SH   SOLE   2,950 0 0
Goldman Sachs Group Inc. com 38141G104 304 800 SH   SOLE   800 0 0
Honeywell International Inc. com 438516106 4,057 18,495 SH   SOLE   17,815 0 680
Intercontinental Exchange Inc. com 45866f104 4,096 34,505 SH   SOLE   32,766 0 1,739
Marriott International, Inc. com 571903202 205 1,500 SH   SOLE   1,500 0 0
Microsoft Corp. com 594918104 12,263 45,267 SH   SOLE   43,917 0 1,350
NXP Semiconductors NV com N6596X109 2,253 10,950 SH   SOLE   10,662 0 288
Paypal Holdings, Inc. com 70450Y103 2,011 6,900 SH   SOLE   6,900 0 0
Pentair PLC com g7s00t104 812 12,032 SH   SOLE   11,771 0 261
Travel Plus Leisure Co. com 894164102 952 16,017 SH   SOLE   15,769 0 248
United Air Lines Holdings, Inc com 910047109 209 4,000 SH   SOLE   4,000 0 0
UnitedHealth Group Inc. com 91324P102 5,982 14,939 SH   SOLE   14,344 0 595
Williams Company Inc. com 969457100 1,998 75,251 SH   SOLE   74,086 0 1,165
Wyndham Hotels & Resorts Inc. com 98311A105 1,236 17,094 SH   SOLE   16,846 0 248
Zimmer Biomet Holdings, Inc. com 98956P102 306 1,900 SH   SOLE   1,900 0 0
iShares MSCI Emerging Market E com 464287234 524 9,500 SH   SOLE   9,500 0 0
Berkshire Hathaway Inc. cl a 084670108 8,372 20 SH   SOLE   20 0 0