The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. com 00287y109 3,227 36,444 SH   SOLE   35,211 0 1,233
Air Products & Chemical com 009158106 5,019 21,357 SH   SOLE   20,659 0 698
Alibaba Group Holding Ltd. com 01609w102 339 1,600 SH   SOLE   1,600 0 0
Alphabet Inc Cl A com 02079K305 301 225 SH   SOLE   225 0 0
Alphabet Inc-CL C com 02079K107 4,514 3,376 SH   SOLE   3,261 0 115
Amazon.com com 023135106 407 220 SH   SOLE   220 0 0
Ameren Corporation com 023608102 730 9,500 SH   SOLE   9,500 0 0
American International Group com 026874784 1,514 29,503 SH   SOLE   28,607 0 896
Ameriprise Financial com 03076c106 336 2,020 SH   SOLE   2,020 0 0
Anthem, Inc. com 036752103 4,013 13,287 SH   SOLE   12,817 0 470
Apple Computer com 037833100 9,557 32,545 SH   SOLE   31,593 0 952
Berkshire Hathaway Inc. Class com 084670702 204 900 SH   SOLE   900 0 0
Brookfield Asset Management-Cl com 112585104 789 13,650 SH   SOLE   13,650 0 0
CVS Health Corp. com 126650100 4,122 55,489 SH   SOLE   54,169 0 1,320
Capital One Financial Corp. com 14040H105 3,189 30,986 SH   SOLE   29,902 0 1,084
Chevron Corp. com 166764100 3,243 26,914 SH   SOLE   26,052 0 862
Chubb Corp. com h1467j104 2,944 18,912 SH   SOLE   18,219 0 693
Citigroup Inc. com 172967424 3,274 40,986 SH   SOLE   39,697 0 1,289
Comcast Corp. Cl A com 20030n101 4,150 92,274 SH   SOLE   89,085 0 3,189
ConocoPhillips com 20825C104 380 5,850 SH   SOLE   5,200 0 650
Constellation Brands CL A com 21036P108 3,115 16,418 SH   SOLE   16,191 0 227
Corteva Inc. com 22052L104 489 16,546 SH   SOLE   15,886 0 660
Dell Technologies Class C com 24703l202 903 17,570 SH   SOLE   17,345 0 225
Delta Air Lines com 247361702 3,874 66,241 SH   SOLE   64,116 0 2,125
Dow Inc. com 260557103 921 16,822 SH   SOLE   16,161 0 661
Dupont De Nemours com 26614n102 1,051 16,363 SH   SOLE   16,161 0 202
General Electric com 369604103 167 15,000 SH   SOLE   15,000 0 0
Halliburton Co. com 406216101 2,134 87,197 SH   SOLE   86,165 0 1,032
Honeywell International Inc. com 438516106 4,130 23,331 SH   SOLE   22,619 0 712
Intercontinental Exchange Inc. com 45866f104 4,380 47,324 SH   SOLE   45,554 0 1,770
Microsoft Corp. com 594918104 9,280 58,845 SH   SOLE   57,166 0 1,679
NXP Semiconductors NV com N6596X109 2,153 16,922 SH   SOLE   16,634 0 288
Paypal Holdings, Inc. com 70450Y103 746 6,900 SH   SOLE   6,900 0 0
Pentair PLC com g7s00t104 584 12,732 SH   SOLE   12,471 0 261
Pioneer Natural Resources Co. com 723787107 2,687 17,753 SH   SOLE   17,477 0 276
Synchrony Financial com 87165b103 2,830 78,593 SH   SOLE   75,330 0 3,263
United Technologies Corp. com 913017109 320 2,138 SH   SOLE   2,138 0 0
UnitedHealth Group Inc. com 91324P102 5,499 18,707 SH   SOLE   18,102 0 605
ViacomCBS Inc. Class B com 92556h206 210 5,000 SH   SOLE   5,000 0 0
Wabco Holdings Inc. com 92927k102 827 6,100 SH   SOLE   6,100 0 0
Wells Fargo & Co. com 949746101 2,770 51,480 SH   SOLE   49,427 0 2,053
Williams Company Inc. com 969457100 2,371 99,978 SH   SOLE   98,813 0 1,165
Wyndham Destinations Inc. com 98310W108 1,203 23,270 SH   SOLE   22,424 0 846
Wyndham Hotels & Resorts Inc. com 98311A105 1,461 23,264 SH   SOLE   22,418 0 846
Zimmer Biomet Holdings Inc. com 98956P102 284 1,900 SH   SOLE   1,900 0 0
iShares MSCI Emerging Market E com 464287234 314 7,000 SH   SOLE   7,000 0 0
Berkshire Hathaway Inc. cl a 084670108 6,792 20 SH   SOLE   20 0 0