-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Cd6hanX14ooMOqCtaPDhGDfYIf4pPqLXPPWN9dp9FvdmYItDZcA/aGKNDA420cxo
 n+OGFoVaPutTJ5Pwrg94Qg==

<SEC-DOCUMENT>0001255529-04-000002.txt : 20040202
<SEC-HEADER>0001255529-04-000002.hdr.sgml : 20040202
<ACCEPTANCE-DATETIME>20040202170435
ACCESSION NUMBER:		0001255529-04-000002
CONFORMED SUBMISSION TYPE:	5
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031231
FILED AS OF DATE:		20040202

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNIFIED FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0001033926
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		IRS NUMBER:				351797759
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504
		BUSINESS PHONE:		859-514-3356

	MAIL ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIFIED HOLDINGS INC
		DATE OF NAME CHANGE:	19970218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BINGER CHARLES
		CENTRAL INDEX KEY:			0001255063

	FILING VALUES:
		FORM TYPE:		5
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22629
		FILM NUMBER:		04559903

	BUSINESS ADDRESS:	
		STREET 1:		C/O THOMPSON COBURN
		STREET 2:		ONE US BANK PLAZA
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			36101
		BUSINESS PHONE:		3145526179

	MAIL ADDRESS:	
		STREET 1:		C/O THOMPSON COBURN
		STREET 2:		ONE US BANK PLAZA
		CITY:			ST LOUIS
		STATE:			MO
		ZIP:			63101
</SEC-HEADER>
<DOCUMENT>
<TYPE>5
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>5</documentType>

    <periodOfReport>2003-12-31</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <form3HoldingsReported>0</form3HoldingsReported>

    <form4TransactionsReported>0</form4TransactionsReported>

    <issuer>
        <issuerCik>0001033926</issuerCik>
        <issuerName>UNIFIED FINANCIAL SERVICES INC</issuerName>
        <issuerTradingSymbol>n/a</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001255063</rptOwnerCik>
            <rptOwnerName>BINGER CHARLES</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O THOMPSON COBURN</rptOwnerStreet1>
            <rptOwnerStreet2>ONE US BANK PLAZA</rptOwnerStreet2>
            <rptOwnerCity>ST LOUIS</rptOwnerCity>
            <rptOwnerState>MO</rptOwnerState>
            <rptOwnerZipCode>63101</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Executive Vice President</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>40</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2003-12-31</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>5</transactionFormType>
                <transactionCode>E</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>3125</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>40</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2000-01-01</value>
            </exerciseDate>
            <expirationDate>
                <value>2003-12-31</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>3125</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <ownerSignature>
        <signatureName>David F. Morris, as attorney-in-fact for Charles H. Binger</signatureName>
        <signatureDate>2004-02-02</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----