-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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<SEC-DOCUMENT>0001053394-03-000001.txt : 20031201
<SEC-HEADER>0001053394-03-000001.hdr.sgml : 20031201
<ACCEPTANCE-DATETIME>20031201115257
ACCESSION NUMBER:		0001053394-03-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030926
FILED AS OF DATE:		20031201

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNIFIED FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0001033926
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		IRS NUMBER:				351797759
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504
		BUSINESS PHONE:		859-514-3356

	MAIL ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIFIED HOLDINGS INC
		DATE OF NAME CHANGE:	19970218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			NAPURANO THOMAS G
		CENTRAL INDEX KEY:			0001053394

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22629
		FILM NUMBER:		031029260

	BUSINESS ADDRESS:	
		STREET 1:		47 KIERST STREET
		CITY:			PARLIN
		STATE:			NJ
		ZIP:			08859
		BUSINESS PHONE:		7327277995

	MAIL ADDRESS:	
		STREET 1:		47 KIERST STREET
		CITY:			PARLIN
		STATE:			NJ
		ZIP:			08859
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>

<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2003-09-26</periodOfReport>


    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001033926</issuerCik>
        <issuerName>UNIFIED FINANCIAL SERVICES INC</issuerName>
        <issuerTradingSymbol>NONE</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001053394</rptOwnerCik>
            <rptOwnerName>NAPURANO THOMAS G</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>47 KIERST STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>PARLIN</rptOwnerCity>
            <rptOwnerState>NJ</rptOwnerState>
            <rptOwnerZipCode>08859</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>EVP and CFO</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>

        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2003-09-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>5</transactionFormType>
                <transactionCode>G</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value>E</value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>24840</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>30775</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>

    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">On September 26, 2003, the reporting person gifted to his spouse his undivided one-half interest in 24,840 shares of common stock of Unified Financial Services, Inc., which shares were held with his spouse in joint tenancy with right of survivorship.</footnote>
        <footnote id="F2">The reporting person also indirectly beneficially owns 5,935 shares of common stock held by the Unified Financial Services Equity Participation Plan and is deemed to indirectly beneficially own 24,480 shares of common stock held by his spouse.  Mr. Napurano disclaims ownership of the shares owned by his spouse.</footnote>
    </footnotes>


    <ownerSignature>
        <signatureName>David F. Morris, as attorney-in-fact for Thomas G. Napurano</signatureName>
        <signatureDate>2003-12-01</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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