-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 Q8nPKwnpK4NNQS6L6Eyfc06qQDIkcO5Ca1lLKSuC/cEw0+AfE9mvn0cYXqEB5ayY
 IBrare3QMeuxNhhCu8zq3w==

<SEC-DOCUMENT>0001050393-03-000001.txt : 20031128
<SEC-HEADER>0001050393-03-000001.hdr.sgml : 20031127
<ACCEPTANCE-DATETIME>20031128135243
ACCESSION NUMBER:		0001050393-03-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030826
FILED AS OF DATE:		20031128

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNIFIED FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0001033926
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY & COMMODITY BROKERS, DEALERS, EXCHANGES & SERVICES [6200]
		IRS NUMBER:				351797759
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504
		BUSINESS PHONE:		859-514-3356

	MAIL ADDRESS:	
		STREET 1:		2353 ALEXANDRIA DRIVE
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40504

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNIFIED HOLDINGS INC
		DATE OF NAME CHANGE:	19970218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			KASTEN GREGORY W DR
		CENTRAL INDEX KEY:			0001050393

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-22629
		FILM NUMBER:		031028520

	BUSINESS ADDRESS:	
		STREET 1:		104 FOXBOROUGH COURT
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40356
		BUSINESS PHONE:		8592235999

	MAIL ADDRESS:	
		STREET 1:		104 FOXBOROUGH COURT
		CITY:			LEXINGTON
		STATE:			KY
		ZIP:			40356
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>

<ownershipDocument>

    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2003-08-26</periodOfReport>


    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001033926</issuerCik>
        <issuerName>UNIFIED FINANCIAL SERVICES INC</issuerName>
        <issuerTradingSymbol>none</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001050393</rptOwnerCik>
            <rptOwnerName>KASTEN GREGORY W DR</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>104 FOXBOROUGH COURT</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>LEXINGTON</rptOwnerCity>
            <rptOwnerState>KY</rptOwnerState>
            <rptOwnerZipCode>40356</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Pres. and CEO - Unified Trust</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>

        <derivativeTransaction>
            <securityTitle>
                <value>Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>30.25</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2003-08-26</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>5</transactionFormType>
                <transactionCode>E</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value>E</value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>500</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>30.25</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>1998-08-26</value>
            </exerciseDate>
            <expirationDate>
                <value>2003-08-26</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>

    </derivativeTable>



    <ownerSignature>
        <signatureName>David F. Morris, as attorney in fact for Dr. Gregory W. Kasten</signatureName>
        <signatureDate>2003-11-28</signatureDate>
    </ownerSignature>

</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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