8-K

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                      SECURITIES AND EXCHANGE COMMISSION

                           WASHINGTON, D.C. 20549

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                                   FORM 8-K

                                CURRENT REPORT

                      PURSUANT TO SECTION 13 OR 15(d) OF
                      THE SECURITIES EXCHANGE ACT OF 1934


      Date of Report (Date of earliest event reported): January 23, 1998




                      UNIFIED FINANCIAL SERVICES, INC.
            (Exact name of registrant as specified in its charter)


        DELAWARE                  0-22629                35-1797759
     (State or other         (Commission File         (I.R.S. Employer
     jurisdiction of              Number)              Identification
      organization)                                       Number)



            431 NORTH PENNSYLVANIA STREET
                INDIANAPOLIS, INDIANA                  46204-1873
      (Address of principal executive offices)         (Zip Code)



      Registrant's telephone number, including area code:  (314) 634-3301


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ITEM 5.  OTHER EVENTS.

         Effective as of January 23, 1998, the Company amended its Amended
and Restated Certificate of Incorporation to change the name of the Company
from "Unified Holdings, Inc." to "Unified Financial Services, Inc."
Effective as of January 21, 1998 and January 22, 1998, the names of Vintage
Advisers, Inc., a Delaware corporation and wholly owned subsidiary of the
Company, and Unified Advisers, Inc., an Indiana corporation and wholly owned
of the Company, respectively, were changed to Unified Investment Advisers,
Inc. and Unified Fund Services, Inc.,  respectively.


ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

         (a)  Financial Statements of Business Acquired

              None

         (b)  Pro Forma Financial Information:

              None

         (c)  Exhibits

              See Exhibit Index


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                                SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated:  January 27, 1998

                                  UNIFIED FINANCIAL SERVICES, INC.
                                  (f/k/a Unified Holdings, Inc.)


                                  By:/s/ Timothy L. Ashburn
                                     ------------------------------------------
                                     Timothy L. Ashburn, Chairman of the Board,
                                     President and Chief Executive Officer


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                                EXHIBIT INDEX



Exhibit                            Description
- -------                            -----------
          
   3         Certificate of Amendment of Amended and Restated Certificate of
             Incorporation of the Company





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EX-3

 1

                          CERTIFICATE OF AMENDMENT
                                     OF
                            AMENDED AND RESTATED
                        CERTIFICATE OF INCORPORATION
                                     OF
                           UNIFIED HOLDINGS, INC.



          PURSUANT TO SECTION 242 OF THE GENERAL CORPORATION LAW
                          OF THE STATE OF DELAWARE

      Unified Holdings, Inc., a corporation organized and existing under and
by virtue of the General Corporation Law of the State of Delaware (the
"Corporation"), does hereby certify as follows:

      Through Joint Action by Consent of the Board of Directors and the
stockholders of Unified Holdings, Inc. dated as of December 15, 1997, a
resolution was duly adopted setting forth a proposed amendment to the Amended
and Restated Certificate of Incorporation of the Corporation (the
"Certificate of Incorporation").  Such resolution recommended that Article 1
of the Certificate of Incorporation of the Corporation be deleted in its
entirety and replaced with the following provision:

      The name of this Corporation is Unified Financial Services, Inc.

      IN WITNESS WHEREOF, Unified Holdings, Inc. has caused this Certificate
of Amendment to be signed and attested by its duly authorized officers as of
this 15th day of  December 1997.


                                 UNIFIED HOLDINGS, INC.


                                 By: /s/ Timothy L. Ashburn
                                    -------------------------------------------
                                    Timothy L. Ashburn, Chairman of the Board
                                    and Chief Executive Officer

Attest:


/s/ Carol J. Highsmith
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Carol J. Highsmith, Secretary