The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   258,233 2,580 SH   SOLE   2,580 0 0
ABBOTT LABS COM 002824100   866,928 7,952 SH   SOLE   7,952 0 0
ABBVIE INC COM 00287Y109   1,482,030 11,000 SH   SOLE   11,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   639,995 2,074 SH   SOLE   2,074 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   16,455,981 33,653 SH   SOLE   31,396 0 2,257
ADVANCED MICRO DEVICES INC COM 007903107   386,707 3,395 SH   SOLE   3,395 0 0
AFLAC INC COM 001055102   679,364 9,733 SH   SOLE   9,543 0 190
ALPHABET INC CAP STK CL A 02079K305   9,714,374 81,156 SH   SOLE   79,669 0 1,487
ALPHABET INC CAP STK CL C 02079K107   31,692,282 261,985 SH   SOLE   248,033 0 13,952
ALTRIA GROUP INC COM 02209S103   486,432 10,738 SH   SOLE   10,738 0 0
AMAZON COM INC COM 023135106   36,659,970 281,221 SH   SOLE   266,007 0 15,214
AMERICAN ELEC PWR CO INC COM 025537101   421,590 5,007 SH   SOLE   5,007 0 0
AMERICAN EXPRESS CO COM 025816109   17,567,825 100,849 SH   SOLE   95,964 0 4,885
AMERICAN INTL GROUP INC COM NEW 026874784   264,742 4,601 SH   SOLE   4,549 0 52
AMERICAN TOWER CORP NEW COM 03027X100   11,777,906 60,730 SH   SOLE   56,325 0 4,405
AMGEN INC COM 031162100   315,269 1,420 SH   SOLE   1,420 0 0
ANALOG DEVICES INC COM 032654105   299,229 1,536 SH   SOLE   1,536 0 0
AON PLC SHS CL A G0403H108   312,406 905 SH   SOLE   905 0 0
APPLE INC COM 037833100   66,474,293 342,704 SH   SOLE   332,823 0 9,881
ASTRAZENECA PLC SPONSORED ADR 046353108   241,549 3,375 SH   SOLE   3,375 0 0
AT&T INC COM 00206R102   179,789 11,272 SH   SOLE   11,272 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   596,291 2,713 SH   SOLE   2,713 0 0
BANK AMERICA CORP COM 060505104   1,954,438 68,123 SH   SOLE   60,938 0 7,185
BANK NEW YORK MELLON CORP COM 064058100   1,844,019 41,420 SH   SOLE   41,420 0 0
BARINGS BDC INC COM 06759L103   106,193 13,545 SH   SOLE   13,545 0 0
BERKLEY W R CORP COM 084423102   382,018 6,414 SH   SOLE   6,414 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   28,998,981 85,041 SH   SOLE   80,414 0 4,627
BLACKROCK INC COM 09247X101   748,505 1,083 SH   SOLE   1,083 0 0
BOEING CO COM 097023105   1,134,396 5,372 SH   SOLE   5,372 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,375,107 21,503 SH   SOLE   21,432 0 71
BROADSTONE NET LEASE INC COM 11135E203   21,230,070 1,375,004 SH   SOLE   1,375,004 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   518,654 15,895 SH   SOLE   15,664 0 231
BROOKFIELD CORP CL A LTD VT SH 11271J107   15,972,424 474,663 SH   SOLE   444,579 0 30,084
CANADIAN NATL RY CO COM 136375102   20,317,934 167,820 SH   SOLE   158,580 0 9,240
CANOPY GROWTH CORP COM 138035100   5,091 13,123 SH   SOLE   13,123 0 0
CARDINAL HEALTH INC COM 14149Y108   269,525 2,850 SH   SOLE   2,850 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   280,961 5,652 SH   SOLE   5,652 0 0
CATERPILLAR INC COM 149123101   1,396,580 5,676 SH   SOLE   5,076 0 600
CHEVRON CORP NEW COM 166764100   4,449,460 28,277 SH   SOLE   28,124 0 153
CINCINNATI FINL CORP COM 172062101   357,165 3,670 SH   SOLE   3,670 0 0
CISCO SYS INC COM 17275R102   1,501,444 29,019 SH   SOLE   29,019 0 0
CITIZENS FINL GROUP INC COM 174610105   265,606 10,184 SH   SOLE   10,040 0 144
COCA COLA CO COM 191216100   1,956,878 32,495 SH   SOLE   32,379 0 116
COLGATE PALMOLIVE CO COM 194162103   326,958 4,244 SH   SOLE   4,244 0 0
COMCAST CORP NEW CL A 20030N101   1,744,227 41,979 SH   SOLE   41,867 0 112
CONOCOPHILLIPS COM 20825C104   416,409 4,019 SH   SOLE   4,019 0 0
CONSOLIDATED EDISON INC COM 209115104   471,617 5,217 SH   SOLE   5,217 0 0
CONSTELLATION BRANDS INC CL A 21036P108   2,336,505 9,493 SH   SOLE   9,493 0 0
COPART INC COM 217204106   12,089,886 132,550 SH   SOLE   124,002 0 8,548
CORNING INC COM 219350105   205,659 5,869 SH   SOLE   5,869 0 0
COSTAR GROUP INC COM 22160N109   14,071,434 158,106 SH   SOLE   148,338 0 9,768
COSTCO WHSL CORP NEW COM 22160K105   11,514,889 21,388 SH   SOLE   20,123 0 1,265
CRESCENT CAP BDC INC COM 225655109   887,083 58,592 SH   SOLE   58,592 0 0
CROWN HLDGS INC COM 228368106   808,934 9,312 SH   SOLE   9,312 0 0
CSX CORP COM 126408103   594,363 17,430 SH   SOLE   17,430 0 0
CVS HEALTH CORP COM 126650100   435,622 6,301 SH   SOLE   6,247 0 54
DANAHER CORPORATION COM 235851102   248,160 1,034 SH   SOLE   1,034 0 0
DBX ETF TR XTRACKERS S&P MD 233051127   308,511 11,781 SH   SOLE   11,781 0 0
DEERE & CO COM 244199105   752,438 1,857 SH   SOLE   1,857 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   785,865 4,530 SH   SOLE   4,530 0 0
DICKS SPORTING GOODS INC COM 253393102   1,116,477 8,446 SH   SOLE   8,446 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   209,408 7,665 SH   SOLE   7,665 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   54,237,197 2,326,778 SH   SOLE   2,282,852 0 43,926
DISNEY WALT CO COM 254687106   12,467,445 139,644 SH   SOLE   130,802 0 8,842
DOMINION ENERGY INC COM 25746U109   457,865 8,841 SH   SOLE   8,763 0 78
DOW INC COM 260557103   578,010 10,853 SH   SOLE   10,744 0 109
DUKE ENERGY CORP NEW COM NEW 26441C204   365,144 4,069 SH   SOLE   4,022 0 47
EASTMAN CHEM CO COM 277432100   206,203 2,463 SH   SOLE   2,463 0 0
EATON CORP PLC SHS G29183103   973,526 4,841 SH   SOLE   4,797 0 44
EMERSON ELEC CO COM 291011104   1,490,786 16,493 SH   SOLE   16,493 0 0
ENBRIDGE INC COM 29250N105   933,654 25,132 SH   SOLE   25,057 0 75
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,629,080 128,274 SH   SOLE   128,274 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   2,542,977 96,508 SH   SOLE   96,508 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   44,967 10,361 SH   SOLE   10,361 0 0
EXXON MOBIL CORP COM 30231G102   5,057,486 47,156 SH   SOLE   47,133 0 23
FINANCIAL INSTNS INC COM 317585404   188,880 12,000 SH   SOLE   12,000 0 0
FIRST HORIZON CORPORATION COM 320517105   206,647 18,336 SH   SOLE   0 0 18,336
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   227,148 2,796 SH   SOLE   2,796 0 0
GENERAL DYNAMICS CORP COM 369550108   219,453 1,020 SH   SOLE   1,020 0 0
GENERAL ELECTRIC CO COM NEW 369604301   739,511 6,732 SH   SOLE   6,732 0 0
GENERAL MLS INC COM 370334104   233,935 3,050 SH   SOLE   3,050 0 0
GILAT SATELLITE NETWORKS LTD SHS NEW M51474118   81,670 13,109 SH   SOLE   13,109 0 0
GILEAD SCIENCES INC COM 375558103   290,688 3,772 SH   SOLE   3,772 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   472,522 1,465 SH   SOLE   1,465 0 0
GRAHAM CORP COM 384556106   2,480,080 186,753 SH   SOLE   186,753 0 0
HCA HEALTHCARE INC COM 40412C101   430,639 1,419 SH   SOLE   1,419 0 0
HENRY JACK & ASSOC INC COM 426281101   15,736,593 94,045 SH   SOLE   87,532 0 6,513
HOME DEPOT INC COM 437076102   1,188,935 3,827 SH   SOLE   3,763 0 64
HONEYWELL INTL INC COM 438516106   1,204,097 5,803 SH   SOLE   5,803 0 0
IDEX CORP COM 45167R104   217,844 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104   12,604,467 25,097 SH   SOLE   23,048 0 2,049
ILLINOIS TOOL WKS INC COM 452308109   713,457 2,852 SH   SOLE   2,852 0 0
INTEL CORP COM 458140100   667,396 19,958 SH   SOLE   19,758 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101   838,855 6,269 SH   SOLE   6,269 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   299,540 876 SH   SOLE   876 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   403,070 2,463 SH   SOLE   2,463 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   271,664 1,581 SH   SOLE   1,581 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   548,959 1,486 SH   SOLE   1,486 0 0
ISHARES GOLD TR ISHARES NEW 464285204   2,614,331 71,842 SH   SOLE   71,842 0 0
ISHARES INC CORE MSCI EMKT 46434G103   26,185,351 531,251 SH   SOLE   523,397 0 7,854
ISHARES INC ESG AWR MSCI EM 46434G863   258,006 8,157 SH   SOLE   8,157 0 0
ISHARES SILVER TR ISHARES 46428Q109   213,078 10,200 SH   SOLE   10,200 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   326,378 7,874 SH   SOLE   7,874 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   379,638 3,930 SH   SOLE   3,930 0 0
ISHARES TR COHEN STEER REIT 464287564   934,966 16,825 SH   SOLE   16,825 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   613,812 6,090 SH   SOLE   6,090 0 0
ISHARES TR CORE MSCI EAFE 46432F842   664,808 9,849 SH   SOLE   9,849 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   125,710,305 2,007,510 SH   SOLE   1,964,958 0 42,552
ISHARES TR CORE S&P MCP ETF 464287507   839,351 3,210 SH   SOLE   3,210 0 0
ISHARES TR CORE S&P SCP ETF 464287804   500,811 5,026 SH   SOLE   4,925 0 101
ISHARES TR CORE S&P TTL STK 464287150   104,533,811 1,068,416 SH   SOLE   1,060,485 0 7,931
ISHARES TR CORE S&P US GWT 464287671   305,614 3,130 SH   SOLE   3,130 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,265,195 5,082 SH   SOLE   5,082 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,299,054 33,681 SH   SOLE   32,894 0 787
ISHARES TR EAFE SML CP ETF 464288273   274,257 4,650 SH   SOLE   4,650 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   837,310 11,481 SH   SOLE   11,481 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   729,886 32,097 SH   SOLE   32,097 0 0
ISHARES TR IBOXX INV CP ETF 464287242   5,663,292 52,370 SH   SOLE   52,370 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,703,673 33,958 SH   SOLE   33,958 0 0
ISHARES TR MBS ETF 464288588   1,097,823 11,771 SH   SOLE   10,991 0 780
ISHARES TR MSCI ACWI EX US 464288240   2,155,213 43,787 SH   SOLE   43,787 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,425,858 19,667 SH   SOLE   19,667 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   496,953 12,562 SH   SOLE   12,562 0 0
ISHARES TR MSCI KLD400 SOC 464288570   600,974 7,140 SH   SOLE   7,140 0 0
ISHARES TR MSCI USA ESG SLC 464288802   2,192,019 23,409 SH   SOLE   23,409 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   217,416 2,925 SH   SOLE   2,925 0 0
ISHARES TR MSCI USA MMENTM 46432F396   19,372,634 134,299 SH   SOLE   132,870 0 1,429
ISHARES TR RUS 1000 GRW ETF 464287614   243,535 885 SH   SOLE   885 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,430,967 5,897 SH   SOLE   5,897 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,131,892 8,039 SH   SOLE   8,039 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,805,183 30,999 SH   SOLE   29,926 0 1,073
ISHARES TR RUSSELL 3000 ETF 464287689   591,158 2,323 SH   SOLE   2,323 0 0
ISHARES TR S&P MC 400GR ETF 464287606   417,750 5,570 SH   SOLE   5,570 0 0
ISHARES TR S&P MC 400VL ETF 464287705   504,476 4,709 SH   SOLE   4,709 0 0
ISHARES TR SELECT DIVID ETF 464287168   279,851 2,470 SH   SOLE   2,470 0 0
ISHARES TR TIPS BD ETF 464287176   337,712 3,138 SH   SOLE   3,138 0 0
ISHARES TR U.S. FIN SVC ETF 464287770   982,698 6,220 SH   SOLE   6,220 0 0
ISHARES TR US TREAS BD ETF 46429B267   69,656,618 3,041,774 SH   SOLE   2,984,438 0 57,336
ISHARES TR USD INV GRDE ETF 464288620   1,310,505 26,163 SH   SOLE   21,129 0 5,034
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   228,114 4,518 SH   SOLE   4,518 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   826,882 15,923 SH   SOLE   15,923 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,093,433 201,305 SH   SOLE   201,305 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   39,102,482 1,095,922 SH   SOLE   1,083,777 0 12,145
JOHNSON & JOHNSON COM 478160104   6,703,941 40,502 SH   SOLE   39,551 0 951
JPMORGAN CHASE & CO COM 46625H100   2,960,723 20,357 SH   SOLE   19,057 0 1,300
KIMBERLY-CLARK CORP COM 494368103   1,085,471 7,862 SH   SOLE   7,862 0 0
KOPIN CORP COM 500600101   41,667 19,380 SH   SOLE   19,380 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   461,822 2,359 SH   SOLE   2,359 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   1,471,999 55,927 SH   SOLE   52,864 0 3,063
LILLY ELI & CO COM 532457108   725,982 1,548 SH   SOLE   1,548 0 0
LINDE PLC SHS G54950103   1,256,421 3,297 SH   SOLE   3,297 0 0
LOCKHEED MARTIN CORP COM 539830109   1,843,822 4,005 SH   SOLE   4,005 0 0
LOWES COS INC COM 548661107   726,980 3,221 SH   SOLE   3,221 0 0
M & T BK CORP COM 55261F104   304,945 2,464 SH   SOLE   2,264 0 200
MARKEL GROUP INC COM 570535104   25,602,662 18,510 SH   SOLE   17,331 0 1,179
MASTERCARD INCORPORATED CL A 57636Q104   1,791,179 4,554 SH   SOLE   4,554 0 0
MCDONALDS CORP COM 580135101   2,251,748 7,546 SH   SOLE   7,546 0 0
MCKESSON CORP COM 58155Q103   645,239 1,510 SH   SOLE   1,510 0 0
MEDTRONIC PLC SHS G5960L103   673,789 7,648 SH   SOLE   7,319 0 329
MERCK & CO INC COM 58933Y105   4,464,726 38,692 SH   SOLE   37,830 0 862
META PLATFORMS INC CL A 30303M102   854,914 2,979 SH   SOLE   2,979 0 0
METLIFE INC COM 59156R108   246,189 4,355 SH   SOLE   4,355 0 0
MICROSOFT CORP COM 594918104   44,155,956 129,665 SH   SOLE   123,646 0 6,019
MONDELEZ INTL INC CL A 609207105   230,349 3,158 SH   SOLE   3,158 0 0
MONROE CAP CORP COM 610335101   109,081 13,335 SH   SOLE   13,335 0 0
MOODYS CORP COM 615369105   20,660,683 59,418 SH   SOLE   55,396 0 4,022
MORINGA ACQUISITION CORP *W EXP 02/22/202 G6S23K124   751 10,000 SH   SOLE   10,000 0 0
NATIONAL FUEL GAS CO COM 636180101   2,490,755 48,496 SH   SOLE   48,496 0 0
NETFLIX INC COM 64110L106   251,080 570 SH   SOLE   570 0 0
NEXTERA ENERGY INC COM 65339F101   1,779,836 23,987 SH   SOLE   23,987 0 0
NIKE INC CL B 654106103   1,071,367 9,707 SH   SOLE   9,707 0 0
NORFOLK SOUTHN CORP COM 655844108   299,324 1,320 SH   SOLE   1,320 0 0
NOVO-NORDISK A S ADR 670100205   334,179 2,065 SH   SOLE   2,065 0 0
NVIDIA CORPORATION COM 67066G104   14,790,507 34,964 SH   SOLE   32,875 0 2,089
ORACLE CORP COM 68389X105   1,555,673 13,063 SH   SOLE   12,893 0 170
OREILLY AUTOMOTIVE INC COM 67103H107   1,218,008 1,275 SH   SOLE   1,275 0 0
OTIS WORLDWIDE CORP COM 68902V107   202,320 2,273 SH   SOLE   2,273 0 0
PAYCHEX INC COM 704326107   6,647,428 59,421 SH   SOLE   59,421 0 0
PAYLOCITY HLDG CORP COM 70438V106   366,293 1,985 SH   SOLE   1,985 0 0
PAYPAL HLDGS INC COM 70450Y103   264,718 3,967 SH   SOLE   3,967 0 0
PEPSICO INC COM 713448108   21,149,565 114,186 SH   SOLE   106,714 0 7,472
PFIZER INC COM 717081103   2,210,942 60,276 SH   SOLE   60,192 0 84
PHILIP MORRIS INTL INC COM 718172109   457,714 4,689 SH   SOLE   4,643 0 46
PHILLIPS 66 COM 718546104   1,674,269 17,554 SH   SOLE   17,515 0 39
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,529,809 45,407 SH   SOLE   45,407 0 0
PNC FINL SVCS GROUP INC COM 693475105   246,988 1,961 SH   SOLE   1,961 0 0
PPG INDS INC COM 693506107   272,872 1,840 SH   SOLE   1,840 0 0
PPL CORP COM 69351T106   383,670 14,500 SH   SOLE   14,500 0 0
PROCTER AND GAMBLE CO COM 742718109   6,101,489 40,210 SH   SOLE   39,641 0 569
QUALCOMM INC COM 747525103   1,269,029 10,661 SH   SOLE   10,618 0 43
RAYTHEON TECHNOLOGIES CORP COM 75513E101   994,294 10,150 SH   SOLE   10,150 0 0
READY CAPITAL CORP COM 75574U101   1,299,953 115,244 SH   SOLE   115,244 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   182,655 10,250 SH   SOLE   10,250 0 0
REPUBLIC SVCS INC COM 760759100   313,846 2,049 SH   SOLE   2,049 0 0
ROCKWELL AUTOMATION INC COM 773903109   264,878 804 SH   SOLE   804 0 0
SALESFORCE INC COM 79466L302   299,356 1,417 SH   SOLE   1,417 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   206,267 890 SH   SOLE   890 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,440,760 99,097 SH   SOLE   96,646 0 2,451
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   203,491 5,708 SH   SOLE   5,708 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,156,602 23,470 SH   SOLE   23,470 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   9,775,332 169,799 SH   SOLE   168,494 0 1,305
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,042,519 84,114 SH   SOLE   82,369 0 1,745
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,542,792 33,423 SH   SOLE   33,398 0 25
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   19,212,574 371,617 SH   SOLE   360,676 0 10,941
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   538,406 7,414 SH   SOLE   7,414 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,471,978 219,056 SH   SOLE   215,206 0 3,850
SCHWAB STRATEGIC TR US REIT ETF 808524847   357,790 18,320 SH   SOLE   17,070 0 1,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,185,007 49,886 SH   SOLE   49,886 0 0
SHOPIFY INC CL A 82509L107   18,317,072 283,546 SH   SOLE   266,196 0 17,350
SIRIUS XM HOLDINGS INC COM 82968B103   685,322 151,285 SH   SOLE   151,285 0 0
SOUTHERN CO COM 842587107   789,686 11,241 SH   SOLE   11,182 0 59
SPDR GOLD TR GOLD SHS 78463V107   2,300,931 12,907 SH   SOLE   12,907 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   14,342,067 548,874 SH   SOLE   534,087 0 14,787
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,940,979 35,961 SH   SOLE   35,959 0 2
SPDR SER TR PORTFOLIO SH TSR 78468R101   44,947,732 1,561,227 SH   SOLE   1,528,301 0 32,926
SPDR SER TR S&P BK ETF 78464A797   435,600 12,100 SH   SOLE   12,100 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   430,555 23,893 SH   SOLE   23,893 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   374,657 25,111 SH   SOLE   25,111 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,144,281 28,219 SH   SOLE   25,074 0 3,145
STARBUCKS CORP COM 855244109   707,710 7,144 SH   SOLE   7,118 0 26
STATE STR CORP COM 857477103   316,870 4,330 SH   SOLE   4,330 0 0
STRYKER CORPORATION COM 863667101   1,426,296 4,675 SH   SOLE   4,675 0 0
SYSCO CORP COM 871829107   247,828 3,340 SH   SOLE   3,340 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   207,593 2,057 SH   SOLE   2,057 0 0
TE CONNECTIVITY LTD SHS H84989104   248,391 1,772 SH   SOLE   1,747 0 25
TEGNA INC COM 87901J105   473,997 29,187 SH   SOLE   29,187 0 0
TELUS CORPORATION COM 87971M103   434,717 22,339 SH   SOLE   22,033 0 306
TESLA INC COM 88160R101   480,087 1,834 SH   SOLE   1,780 0 54
TEXAS INSTRS INC COM 882508104   216,925 1,205 SH   SOLE   1,205 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   343,834 659 SH   SOLE   659 0 0
TJX COS INC NEW COM 872540109   10,993,718 129,658 SH   SOLE   122,751 0 6,907
TOMPKINS FINL CORP COM 890110109   434,293 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,031,227 16,630 SH   SOLE   16,630 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   272,546 1,425 SH   SOLE   1,425 0 0
TRUIST FINL CORP COM 89832Q109   348,231 11,474 SH   SOLE   11,349 0 125
UNION PAC CORP COM 907818108   314,924 1,539 SH   SOLE   1,531 0 8
UNITED PARCEL SERVICE INC CL B 911312106   514,627 2,871 SH   SOLE   2,871 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,887,474 3,927 SH   SOLE   3,927 0 0
UNUM GROUP COM 91529Y106   270,364 5,668 SH   SOLE   5,668 0 0
UR-ENERGY INC COM 91688R108   20,003 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,196,074 57,726 SH   SOLE   57,697 0 29
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   31,834,737 213,900 SH   SOLE   209,592 0 4,308
VANGUARD INDEX FDS GROWTH ETF 922908736   241,365 853 SH   SOLE   853 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   324,352 1,600 SH   SOLE   1,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   204,749 930 SH   SOLE   930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   530,356 6,347 SH   SOLE   6,347 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,853,404 7,006 SH   SOLE   6,977 0 29
VANGUARD INDEX FDS SMALL CP ETF 922908751   545,954 2,745 SH   SOLE   2,745 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   22,789,194 103,456 SH   SOLE   102,161 0 1,295
VANGUARD INDEX FDS VALUE ETF 922908744   911,146 6,412 SH   SOLE   6,412 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,951,524 35,867 SH   SOLE   32,812 0 3,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,183,393 29,090 SH   SOLE   27,285 0 1,805
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,058,149 10,911 SH   SOLE   10,911 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,553,822 43,536 SH   SOLE   43,536 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   750,327 16,315 SH   SOLE   16,315 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,051,725 18,754 SH   SOLE   18,700 0 54
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   898,940 19,466 SH   SOLE   19,466 0 0
VANGUARD WELLINGTON FD US QUALITY 921935706   250,941 2,200 SH   SOLE   2,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   618,399 16,628 SH   SOLE   16,535 0 93
VIASAT INC COM 92552V100   4,114,654 99,725 SH   SOLE   94,120 0 5,605
VISA INC COM CL A 92826C839   28,782,487 121,200 SH   SOLE   113,856 0 7,344
VMWARE INC CL A COM 928563402   423,886 2,950 SH   SOLE   2,950 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   223,732 7,853 SH   SOLE   7,853 0 0
WALMART INC COM 931142103   418,688 2,664 SH   SOLE   2,664 0 0
WASTE MGMT INC DEL COM 94106L109   1,054,914 6,083 SH   SOLE   6,083 0 0
WD 40 CO COM 929236107   257,696 1,366 SH   SOLE   1,366 0 0
WEBSTER FINL CORP COM 947890109   378,196 10,018 SH   SOLE   9,885 0 133
WELLS FARGO CO NEW COM 949746101   22,682,591 531,457 SH   SOLE   499,295 0 32,162
WHEATON PRECIOUS METALS CORP COM 962879102   799,486 18,498 SH   SOLE   18,498 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   510,547 10,146 SH   SOLE   10,146 0 0
YUM BRANDS INC COM 988498101   1,482,827 10,702 SH   SOLE   10,702 0 0
YUM CHINA HLDGS INC COM 98850P109   701,335 12,413 SH   SOLE   12,413 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   514,551 3,534 SH   SOLE   3,534 0 0