The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   271,184 2,580 SH   SOLE   2,580 0 0
ABBOTT LABS COM 002824100   855,141 8,445 SH   SOLE   8,445 0 0
ABBVIE INC COM 00287Y109   1,753,070 11,000 SH   SOLE   11,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   592,770 2,074 SH   SOLE   2,074 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   12,957,296 33,623 SH   SOLE   31,366 0 2,257
ADVANCED MICRO DEVICES INC COM 007903107   362,132 3,695 SH   SOLE   3,695 0 0
AFLAC INC COM 001055102   660,234 10,233 SH   SOLE   10,043 0 190
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   206,098 2,017 SH   SOLE   1,847 0 170
ALPHABET INC CAP STK CL A 02079K305   8,492,718 81,873 SH   SOLE   80,321 0 1,552
ALPHABET INC CAP STK CL C 02079K107   27,600,652 265,391 SH   SOLE   251,409 0 13,982
ALTRIA GROUP INC COM 02209S103   496,933 11,137 SH   SOLE   11,137 0 0
AMAZON COM INC COM 023135106   28,912,179 279,913 SH   SOLE   264,699 0 15,214
AMERICAN ELEC PWR CO INC COM 025537101   446,761 4,910 SH   SOLE   4,910 0 0
AMERICAN EXPRESS CO COM 025816109   16,809,395 101,906 SH   SOLE   97,021 0 4,885
AMERICAN INTL GROUP INC COM NEW 026874784   230,649 4,580 SH   SOLE   4,528 0 52
AMERICAN TOWER CORP NEW COM 03027X100   12,454,286 60,949 SH   SOLE   56,544 0 4,405
AMGEN INC COM 031162100   387,042 1,601 SH   SOLE   1,601 0 0
ANALOG DEVICES INC COM 032654105   290,900 1,475 SH   SOLE   1,475 0 0
AON PLC SHS CL A G0403H108   215,974 685 SH   SOLE   685 0 0
APPLE INC COM 037833100   57,594,449 349,269 SH   SOLE   339,388 0 9,881
ASTRAZENECA PLC SPONSORED ADR 046353108   234,259 3,375 SH   SOLE   3,375 0 0
AT&T INC COM 00206R102   233,349 12,122 SH   SOLE   12,122 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   615,795 2,766 SH   SOLE   2,766 0 0
BANK AMERICA CORP COM 060505104   2,038,540 71,278 SH   SOLE   64,093 0 7,185
BANK NEW YORK MELLON CORP COM 064058100   1,990,272 43,800 SH   SOLE   43,800 0 0
BERKLEY W R CORP COM 084423102   399,336 6,414 SH   SOLE   6,414 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   23,794,743 77,063 SH   SOLE   73,131 0 3,932
BLACKROCK INC COM 09247X101   751,422 1,123 SH   SOLE   1,123 0 0
BOEING CO COM 097023105   1,523,593 7,172 SH   SOLE   7,172 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,899,326 27,403 SH   SOLE   27,335 0 68
BROADSTONE NET LEASE INC COM 11135E203   23,641,180 1,389,840 SH   SOLE   1,389,840 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   3,201,999 97,861 SH   SOLE   91,958 0 5,903
BROOKFIELD CORP CL A LTD VT SH 11271J107   12,759,639 391,520 SH   SOLE   367,702 0 23,818
CANADIAN NATL RY CO COM 136375102   19,913,280 168,800 SH   SOLE   159,560 0 9,240
CANOPY GROWTH CORP COM 138035100   23,141 13,223 SH   SOLE   13,223 0 0
CARDINAL HEALTH INC COM 14149Y108   215,175 2,850 SH   SOLE   2,850 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   265,442 5,802 SH   SOLE   5,802 0 0
CATERPILLAR INC COM 149123101   1,298,896 5,676 SH   SOLE   5,076 0 600
CHEVRON CORP NEW COM 166764100   4,876,411 29,887 SH   SOLE   29,735 0 152
CINCINNATI FINL CORP COM 172062101   411,334 3,670 SH   SOLE   3,670 0 0
CISCO SYS INC COM 17275R102   1,501,818 28,729 SH   SOLE   28,729 0 0
CITIZENS FINL GROUP INC COM 174610105   295,278 9,723 SH   SOLE   9,590 0 133
COCA COLA CO COM 191216100   2,009,838 32,401 SH   SOLE   32,288 0 113
COLGATE PALMOLIVE CO COM 194162103   321,192 4,274 SH   SOLE   4,274 0 0
COMCAST CORP NEW CL A 20030N101   1,625,978 42,890 SH   SOLE   42,781 0 109
CONOCOPHILLIPS COM 20825C104   418,567 4,219 SH   SOLE   4,219 0 0
CONSOLIDATED EDISON INC COM 209115104   499,111 5,217 SH   SOLE   5,217 0 0
CONSTELLATION BRANDS INC CL A 21036P108   2,143,892 9,491 SH   SOLE   9,491 0 0
COPART INC COM 217204106   9,807,685 130,404 SH   SOLE   121,856 0 8,548
COSTAR GROUP INC COM 22160N109   10,819,089 157,140 SH   SOLE   147,372 0 9,768
COSTCO WHSL CORP NEW COM 22160K105   9,883,739 19,892 SH   SOLE   18,627 0 1,265
CRESCENT CAP BDC INC COM 225655109   700,709 51,447 SH   SOLE   51,447 0 0
CROWN HLDGS INC COM 228368106   770,196 9,312 SH   SOLE   9,312 0 0
CSX CORP COM 126408103   521,855 17,430 SH   SOLE   17,430 0 0
CVS HEALTH CORP COM 126650100   502,501 6,762 SH   SOLE   6,710 0 52
DANAHER CORPORATION COM 235851102   260,610 1,034 SH   SOLE   1,034 0 0
DBX ETF TR XTRACKERS S&P MD 233051127   282,621 11,206 SH   SOLE   11,206 0 0
DEERE & CO COM 244199105   766,719 1,857 SH   SOLE   1,857 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   1,510,498 8,337 SH   SOLE   8,337 0 0
DICKS SPORTING GOODS INC COM 253393102   1,248,065 8,796 SH   SOLE   8,796 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   206,572 7,665 SH   SOLE   7,665 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   53,311,983 2,311,881 SH   SOLE   2,267,881 0 44,000
DISNEY WALT CO COM 254687106   13,895,851 138,778 SH   SOLE   129,936 0 8,842
DOMINION ENERGY INC COM 25746U109   501,576 8,971 SH   SOLE   8,896 0 75
DOW INC COM 260557103   543,963 9,923 SH   SOLE   9,818 0 105
DUKE ENERGY CORP NEW COM NEW 26441C204   371,850 3,855 SH   SOLE   3,808 0 47
EASTMAN CHEM CO COM 277432100   219,706 2,605 SH   SOLE   2,605 0 0
EATON CORP PLC SHS G29183103   828,772 4,837 SH   SOLE   4,794 0 43
EMERSON ELEC CO COM 291011104   1,468,113 16,848 SH   SOLE   16,848 0 0
ENBRIDGE INC COM 29250N105   960,579 25,179 SH   SOLE   25,107 0 72
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,599,577 128,274 SH   SOLE   128,274 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   2,479,688 95,741 SH   SOLE   95,741 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   26,628 10,361 SH   SOLE   10,361 0 0
EXXON MOBIL CORP COM 30231G102   5,240,737 47,791 SH   SOLE   47,768 0 23
FIRST HORIZON CORPORATION COM 320517105   326,015 18,336 SH   SOLE   0 0 18,336
FLORA GROWTH CORP COM 339764102   13,084 44,533 SH   SOLE   44,533 0 0
GENERAL DYNAMICS CORP COM 369550108   221,592 971 SH   SOLE   971 0 0
GENERAL ELECTRIC CO COM NEW 369604301   660,596 6,910 SH   SOLE   6,910 0 0
GENERAL MLS INC COM 370334104   269,199 3,150 SH   SOLE   3,150 0 0
GILAT SATELLITE NETWORKS LTD SHS NEW M51474118   67,119 13,109 SH   SOLE   13,109 0 0
GILEAD SCIENCES INC COM 375558103   312,930 3,772 SH   SOLE   3,772 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   479,217 1,465 SH   SOLE   1,465 0 0
GRAHAM CORP COM 384556106   2,442,730 186,753 SH   SOLE   186,753 0 0
HCA HEALTHCARE INC COM 40412C101   374,162 1,419 SH   SOLE   1,419 0 0
HENRY JACK & ASSOC INC COM 426281101   10,562,885 70,083 SH   SOLE   65,620 0 4,463
HOME DEPOT INC COM 437076102   1,105,909 3,747 SH   SOLE   3,674 0 73
HONEYWELL INTL INC COM 438516106   1,109,046 5,803 SH   SOLE   5,803 0 0
IDEX CORP COM 45167R104   233,803 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104   12,694,031 25,384 SH   SOLE   23,333 0 2,051
ILLINOIS TOOL WKS INC COM 452308109   687,260 2,823 SH   SOLE   2,823 0 0
INTEL CORP COM 458140100   679,929 20,812 SH   SOLE   20,612 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101   843,827 6,437 SH   SOLE   6,437 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   223,792 876 SH   SOLE   876 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   386,150 2,463 SH   SOLE   2,463 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   260,107 1,581 SH   SOLE   1,581 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   529,214 1,649 SH   SOLE   1,649 0 0
ISHARES GOLD TR ISHARES NEW 464285204   2,666,014 71,341 SH   SOLE   71,341 0 0
ISHARES INC CORE MSCI EMKT 46434G103   25,208,062 516,665 SH   SOLE   508,818 0 7,847
ISHARES INC ESG AWR MSCI EM 46434G863   229,773 7,299 SH   SOLE   7,299 0 0
ISHARES SILVER TR ISHARES 46428Q109   225,624 10,200 SH   SOLE   10,200 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   328,397 7,879 SH   SOLE   7,879 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   419,278 4,230 SH   SOLE   4,230 0 0
ISHARES TR COHEN STEER REIT 464287564   934,461 16,825 SH   SOLE   16,825 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   619,110 6,090 SH   SOLE   6,090 0 0
ISHARES TR CORE MSCI EAFE 46432F842   656,133 9,815 SH   SOLE   9,815 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   126,022,070 2,034,255 SH   SOLE   1,990,800 0 43,455
ISHARES TR CORE S&P MCP ETF 464287507   797,260 3,187 SH   SOLE   3,187 0 0
ISHARES TR CORE S&P SCP ETF 464287804   483,244 4,997 SH   SOLE   4,897 0 100
ISHARES TR CORE S&P TTL STK 464287150   98,121,268 1,083,614 SH   SOLE   1,075,535 0 8,079
ISHARES TR CORE S&P US GWT 464287671   277,851 3,130 SH   SOLE   3,130 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,226,498 5,416 SH   SOLE   5,416 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,671,050 26,807 SH   SOLE   26,020 0 787
ISHARES TR EAFE SML CP ETF 464288273   276,722 4,650 SH   SOLE   4,650 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   733,343 10,208 SH   SOLE   10,208 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   683,086 29,680 SH   SOLE   29,680 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,833,638 25,852 SH   SOLE   25,852 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,699,913 33,635 SH   SOLE   33,635 0 0
ISHARES TR MBS ETF 464288588   1,434,686 15,145 SH   SOLE   14,365 0 780
ISHARES TR MSCI ACWI EX US 464288240   2,172,474 44,545 SH   SOLE   44,545 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,409,374 19,706 SH   SOLE   19,706 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   475,967 12,062 SH   SOLE   12,062 0 0
ISHARES TR MSCI KLD400 SOC 464288570   556,849 7,140 SH   SOLE   7,140 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,955,692 22,282 SH   SOLE   22,282 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   212,765 2,925 SH   SOLE   2,925 0 0
ISHARES TR MSCI USA MMENTM 46432F396   18,672,761 134,298 SH   SOLE   132,862 0 1,436
ISHARES TR RUS 1000 GRW ETF 464287614   229,426 939 SH   SOLE   939 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,382,922 6,097 SH   SOLE   6,097 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,101,504 8,039 SH   SOLE   8,039 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,697,026 31,934 SH   SOLE   30,861 0 1,073
ISHARES TR RUSSELL 3000 ETF 464287689   547,329 2,325 SH   SOLE   2,325 0 0
ISHARES TR S&P MC 400GR ETF 464287606   492,347 6,885 SH   SOLE   6,885 0 0
ISHARES TR S&P MC 400VL ETF 464287705   483,944 4,709 SH   SOLE   4,709 0 0
ISHARES TR SELECT DIVID ETF 464287168   289,435 2,470 SH   SOLE   2,470 0 0
ISHARES TR TIPS BD ETF 464287176   345,193 3,131 SH   SOLE   3,131 0 0
ISHARES TR U.S. FIN SVC ETF 464287770   938,972 6,220 SH   SOLE   6,220 0 0
ISHARES TR US TREAS BD ETF 46429B267   79,686,564 3,408,322 SH   SOLE   3,337,930 0 70,392
ISHARES TR USD INV GRDE ETF 464288620   1,276,481 25,197 SH   SOLE   20,237 0 4,960
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   233,874 4,633 SH   SOLE   4,633 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   846,533 16,183 SH   SOLE   16,183 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   11,908,732 236,660 SH   SOLE   236,660 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   36,948,052 1,084,793 SH   SOLE   1,072,612 0 12,181
JOHNSON & JOHNSON COM 478160104   6,452,911 41,632 SH   SOLE   40,682 0 950
JPMORGAN CHASE & CO COM 46625H100   2,652,851 20,358 SH   SOLE   19,058 0 1,300
KIMBERLY-CLARK CORP COM 494368103   1,046,578 7,797 SH   SOLE   7,797 0 0
KOPIN CORP COM 500600101   21,125 19,380 SH   SOLE   19,380 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   461,753 2,353 SH   SOLE   2,353 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   1,443,279 54,815 SH   SOLE   51,768 0 3,047
LILLY ELI & CO COM 532457108   617,470 1,798 SH   SOLE   1,798 0 0
LINDE PLC SHS G54950103   1,171,886 3,297 SH   SOLE   3,297 0 0
LOCKHEED MARTIN CORP COM 539830109   1,958,994 4,144 SH   SOLE   4,144 0 0
LOWES COS INC COM 548661107   644,104 3,221 SH   SOLE   3,221 0 0
M & T BK CORP COM 55261F104   260,663 2,180 SH   SOLE   1,980 0 200
MARATHON PETE CORP COM 56585A102   212,762 1,578 SH   SOLE   1,578 0 0
MARKEL CORP COM 570535104   23,860,742 18,679 SH   SOLE   17,499 0 1,180
MASTERCARD INCORPORATED CL A 57636Q104   1,664,139 4,579 SH   SOLE   4,579 0 0
MCDONALDS CORP COM 580135101   2,103,735 7,524 SH   SOLE   7,524 0 0
MCKESSON CORP COM 58155Q103   541,909 1,522 SH   SOLE   1,522 0 0
MEDTRONIC PLC SHS G5960L103   631,819 7,837 SH   SOLE   7,509 0 328
MERCK & CO INC COM 58933Y105   4,221,581 39,680 SH   SOLE   38,785 0 895
META PLATFORMS INC CL A 30303M102   663,161 3,129 SH   SOLE   3,129 0 0
METLIFE INC COM 59156R108   252,329 4,355 SH   SOLE   4,355 0 0
MICROSOFT CORP COM 594918104   37,478,768 129,999 SH   SOLE   123,971 0 6,028
MONDELEZ INTL INC CL A 609207105   222,141 3,186 SH   SOLE   3,186 0 0
MOODYS CORP COM 615369105   18,161,488 59,347 SH   SOLE   55,325 0 4,022
MORINGA ACQUISITION CORP *W EXP 02/22/202 G6S23K124   892 10,000 SH   SOLE   10,000 0 0
NATIONAL FUEL GAS CO COM 636180101   2,800,160 48,496 SH   SOLE   48,496 0 0
NEXTERA ENERGY INC COM 65339F101   1,849,535 23,995 SH   SOLE   23,995 0 0
NIKE INC CL B 654106103   1,190,458 9,707 SH   SOLE   9,707 0 0
NORFOLK SOUTHN CORP COM 655844108   279,840 1,320 SH   SOLE   1,320 0 0
NOVO-NORDISK A S ADR 670100205   328,625 2,065 SH   SOLE   2,065 0 0
NVIDIA CORPORATION COM 67066G104   12,296,344 44,268 SH   SOLE   41,589 0 2,679
ORACLE CORP COM 68389X105   1,207,775 12,998 SH   SOLE   12,798 0 200
OREILLY AUTOMOTIVE INC COM 67103H107   1,082,450 1,275 SH   SOLE   1,275 0 0
PAYCHEX INC COM 704326107   6,820,512 59,521 SH   SOLE   59,521 0 0
PAYLOCITY HLDG CORP COM 70438V106   394,579 1,985 SH   SOLE   1,985 0 0
PAYPAL HLDGS INC COM 70450Y103   346,818 4,567 SH   SOLE   3,967 0 600
PEPSICO INC COM 713448108   20,601,337 113,008 SH   SOLE   105,516 0 7,492
PFIZER INC COM 717081103   2,517,847 61,712 SH   SOLE   61,630 0 82
PHILIP MORRIS INTL INC COM 718172109   461,486 4,745 SH   SOLE   4,701 0 44
PHILLIPS 66 COM 718546104   1,779,464 17,552 SH   SOLE   17,515 0 37
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   5,085,180 51,236 SH   SOLE   51,236 0 0
PNC FINL SVCS GROUP INC COM 693475105   249,244 1,961 SH   SOLE   1,961 0 0
PPG INDS INC COM 693506107   245,788 1,840 SH   SOLE   1,840 0 0
PPL CORP COM 69351T106   402,955 14,500 SH   SOLE   14,500 0 0
PROCTER AND GAMBLE CO COM 742718109   5,974,043 40,178 SH   SOLE   39,610 0 568
QUALCOMM INC COM 747525103   1,350,859 10,588 SH   SOLE   10,547 0 41
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,045,403 10,675 SH   SOLE   10,675 0 0
READY CAPITAL CORP COM 75574U101   1,172,032 115,244 SH   SOLE   115,244 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   190,240 10,250 SH   SOLE   10,250 0 0
REPUBLIC SVCS INC COM 760759100   277,066 2,049 SH   SOLE   2,049 0 0
ROCKWELL AUTOMATION INC COM 773903109   272,616 929 SH   SOLE   929 0 0
SALESFORCE INC COM 79466L302   283,089 1,417 SH   SOLE   1,417 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   232,353 890 SH   SOLE   890 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,455,629 100,148 SH   SOLE   97,697 0 2,451
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,179,558 23,390 SH   SOLE   23,390 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   9,786,101 178,188 SH   SOLE   176,863 0 1,325
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,825,673 78,411 SH   SOLE   76,666 0 1,745
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,842,135 39,270 SH   SOLE   39,246 0 24
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   18,383,995 384,201 SH   SOLE   372,984 0 11,217
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   541,039 7,395 SH   SOLE   7,395 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,205,310 231,658 SH   SOLE   227,520 0 4,138
SCHWAB STRATEGIC TR US REIT ETF 808524847   334,035 17,130 SH   SOLE   15,880 0 1,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,118,220 50,518 SH   SOLE   50,518 0 0
SHOPIFY INC CL A 82509L107   13,526,271 282,150 SH   SOLE   264,800 0 17,350
SIRIUS XM HOLDINGS INC COM 82968B103   632,235 159,253 SH   SOLE   159,253 0 0
SMUCKER J M CO COM NEW 832696405   211,663 1,345 SH   SOLE   1,345 0 0
SOUTHERN CO COM 842587107   754,711 10,847 SH   SOLE   10,792 0 55
SPDR GOLD TR GOLD SHS 78463V107   2,364,821 12,907 SH   SOLE   12,907 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   14,895,230 578,905 SH   SOLE   563,400 0 15,505
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,131,926 36,962 SH   SOLE   36,959 0 3
SPDR SER TR PORTFOLIO SH TSR 78468R101   40,721,453 1,393,139 SH   SOLE   1,367,641 0 25,498
SPDR SER TR S&P BK ETF 78464A797   449,195 12,117 SH   SOLE   12,117 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   480,185 25,393 SH   SOLE   25,393 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   388,217 25,111 SH   SOLE   25,111 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,106,457 26,967 SH   SOLE   23,822 0 3,145
STARBUCKS CORP COM 855244109   733,939 7,048 SH   SOLE   7,022 0 26
STATE STR CORP COM 857477103   327,738 4,330 SH   SOLE   4,330 0 0
STRYKER CORPORATION COM 863667101   1,334,573 4,675 SH   SOLE   4,675 0 0
SYSCO CORP COM 871829107   257,949 3,340 SH   SOLE   3,340 0 0
TE CONNECTIVITY LTD SHS H84989104   219,037 1,670 SH   SOLE   1,645 0 25
TEGNA INC COM 87901J105   493,553 29,187 SH   SOLE   29,187 0 0
TELUS CORPORATION COM 87971M103   416,465 20,970 SH   SOLE   20,678 0 292
TESLA INC COM 88160R101   355,587 1,714 SH   SOLE   1,660 0 54
TEXAS INSTRS INC COM 882508104   238,279 1,281 SH   SOLE   1,281 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   379,828 659 SH   SOLE   659 0 0
TJX COS INC NEW COM 872540109   13,836,573 176,577 SH   SOLE   166,478 0 10,099
TOMPKINS FINL CORP COM 890110109   516,240 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   996,137 16,630 SH   SOLE   16,630 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   262,172 1,425 SH   SOLE   1,425 0 0
TRUIST FINL CORP COM 89832Q109   409,864 12,019 SH   SOLE   11,899 0 120
UNILEVER PLC SPON ADR NEW 904767704   232,647 4,480 SH   SOLE   4,480 0 0
UNION PAC CORP COM 907818108   334,501 1,662 SH   SOLE   1,654 0 8
UNITED PARCEL SERVICE INC CL B 911312106   544,142 2,805 SH   SOLE   2,805 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,855,861 3,927 SH   SOLE   3,927 0 0
UNUM GROUP COM 91529Y106   224,227 5,668 SH   SOLE   5,668 0 0
UR-ENERGY INC COM 91688R108   20,193 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,914,354 53,018 SH   SOLE   52,993 0 25
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   30,373,910 216,647 SH   SOLE   212,219 0 4,428
VANGUARD INDEX FDS LARGE CAP ETF 922908637   441,433 2,363 SH   SOLE   2,363 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   201,429 955 SH   SOLE   955 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   538,508 6,485 SH   SOLE   6,485 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,543,745 6,764 SH   SOLE   6,735 0 29
VANGUARD INDEX FDS SMALL CP ETF 922908751   526,029 2,775 SH   SOLE   2,775 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,813,697 106,877 SH   SOLE   105,582 0 1,295
VANGUARD INDEX FDS VALUE ETF 922908744   761,677 5,515 SH   SOLE   5,515 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,917,809 35,867 SH   SOLE   32,812 0 3,055
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,176,379 29,118 SH   SOLE   27,313 0 1,805
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,004,794 10,911 SH   SOLE   10,911 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,389,933 23,181 SH   SOLE   23,181 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   276,973 5,950 SH   SOLE   5,950 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,115,739 20,209 SH   SOLE   20,134 0 75
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   889,262 19,687 SH   SOLE   19,687 0 0
VANGUARD WELLINGTON FD US QUALITY 921935706   238,326 2,200 SH   SOLE   2,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   704,699 18,120 SH   SOLE   18,034 0 86
VIASAT INC COM 92552V100   3,411,005 100,798 SH   SOLE   95,193 0 5,605
VISA INC COM CL A 92826C839   27,401,116 121,534 SH   SOLE   114,190 0 7,344
VMWARE INC CL A COM 928563402   368,308 2,950 SH   SOLE   2,950 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   265,713 7,684 SH   SOLE   7,684 0 0
WALMART INC COM 931142103   392,751 2,664 SH   SOLE   2,664 0 0
WASTE MGMT INC DEL COM 94106L109   979,673 6,004 SH   SOLE   6,004 0 0
WD 40 CO COM 929236107   243,217 1,366 SH   SOLE   1,366 0 0
WEBSTER FINL CORP COM 947890109   395,285 10,028 SH   SOLE   9,895 0 133
WELLS FARGO CO NEW COM 949746101   20,101,601 537,764 SH   SOLE   505,602 0 32,162
WHEATON PRECIOUS METALS CORP COM 962879102   871,285 18,091 SH   SOLE   18,091 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   509,185 10,129 SH   SOLE   10,129 0 0
YUM BRANDS INC COM 988498101   1,412,604 10,695 SH   SOLE   10,695 0 0
YUM CHINA HLDGS INC COM 98850P109   786,861 12,413 SH   SOLE   12,413 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   456,593 3,534 SH   SOLE   3,534 0 0