UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM T-1

              Statement of Eligibility and Qualification Under the
                  Trust Indenture Act of 1939 of a Corporation
                          Designated to Act as Trustee

[X]   Check if an application to determine eligibility of a trustee pursuant to
      section 305(b)(2)

                    BANKERS TRUST COMPANY OF CALIFORNIA, N.A.
               (Exact name of trustee as specified in its charter)

300 SOUTH GRAND AVENUE
LOS ANGELES, CALIFORNIA 90071                                         13-3347003
(Address of principal                                           (I.R.S. Employer
executive offices)                                           Identification No.)

                            SEQUOIA MORTGAGE TRUST 6
               (Exact name of obligor as specified in its charter)

DELAWARE                                                                     N/A
(State or other jurisdiction of                                 (I.R.S. Employer
Incorporation or organization)                               Identification No.)

C/O WILMINGTON TRUST COMPANY
RODNEY SQUARE NORTH
1100 MARKET STREET
WILMINGTON, DE                                                             19890
(Address of principal executive offices)                              (Zip Code)

                          COLLATERALIZED MORTGAGE BONDS
                       (Title of the Indenture Securities)




Item 1. General Information.

Furnish the following information as to the trustee:

(a)   Name and address of each examining or supervising authority to which it is
subject.

NAME                                                       ADDRESS
Office of the Comptroller                       1114 Avenue of the
of the Currency                               Americas, Suite 3900
                                          New York, New York 10036

(b)   Whether it is authorized to exercise corporate trust powers.

Yes.

Item 2. Affiliations with Obligor

If the obligor is an affiliate of the trustee, describe each such affiliation.

None.

Item 16. List of Exhibits

Exhibit 1 --

Articles of Association as amended on October 25, 2001.

Exhibit 2 --
Certificate of the Comptroller of the Currency dated January 28, 2002.

Exhibit 3 --
Certification of Fiduciary Powers dated January 28, 2002.

Exhibit 4 --
Existing By-Laws of Bankers Trust Company of California, N.A. as amended dated
May 14, 1999.

Exhibit 5 --
Not Applicable.

Exhibit 6 --
Consent of Bankers Trust Company of California, N.A. required by Section 321(b)
of the Act.

Exhibit 7 --
Reports of Condition of Bankers Trust Company of California, N.A., dated as of
December 31, 2001.




SIGNATURE

      Pursuant to the requirements of the Trust Indenture Act of 1939 the
trustee, Bankers Trust Company of California, N.A., a national banking
association, organized and existing under the laws of the United States, has
duly caused this statement of eligibility to be signed on its behalf by the
undersigned, thereunto duly authorized, all in the city of Irvine, and State of
California, on the 16th day of April, 2002.

                    Bankers Trust Company of California, N.A.
                    By: s/s Barbara Campbell
                    Barbara Campbell
                    Associate