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Reinsurance (Tables)
3 Months Ended
Mar. 31, 2015
Reinsurance Disclosures [Abstract]  
Reinsurance activity
Other reinsurance activity is shown below.

Direct Business and Reinsurance:
Three Months Ended 
 March 31,
($ in millions)
2015
 
2014
 
 
 
 
Direct premiums
$
17.0

 
$
17.5

Premiums ceded to non-affiliates [1]
(14.0
)
 
(14.7
)
Premiums
$
3.0

 
$
2.8

 
 
 
 
Direct policy benefits incurred
$
121.3

 
$
37.9

Policy benefits assumed from non-affiliates
0.2

 
0.1

Policy benefits ceded to:
 
 
 
Affiliates
(14.9
)
 

Non-affiliates
(41.3
)
 
(19.3
)
Policy benefits ceded
(56.2
)
 
(19.3
)
Premiums paid to:
 
 
 
Affiliates
6.1

 
6.2

Non-affiliates
14.5

 
13.5

Premiums paid [2]
20.6

 
19.7

Policy benefits [3]
$
85.9

 
$
38.4

———————
[1]
Primarily represents premiums ceded to reinsurers related to term insurance policies.
[2]
For universal life and variable universal life contracts, premiums paid to reinsurers are reflected within policy benefits. See Note 3 to these interim unaudited financial statements for additional information regarding significant accounting policies.
[3]
Policy benefit amounts above exclude changes in reserves, interest credited to policyholders and other items, which total $13.8 million and $33.7 million, net of reinsurance, for the three months ended March 31, 2015 and 2014, respectively.