-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Jo/U7coh94zjPQmkaLp8lK5iMZ08vjGoOeynibVtq2ZzytHISkkyTZ4welR5j5ak
 EoojdgKpoLVFk+EXusP3fQ==

<SEC-DOCUMENT>0000949377-04-000321.txt : 20040506
<SEC-HEADER>0000949377-04-000321.hdr.sgml : 20040506
<ACCEPTANCE-DATETIME>20040506171758
ACCESSION NUMBER:		0000949377-04-000321
CONFORMED SUBMISSION TYPE:	497J
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20040506
EFFECTIVENESS DATE:		20040506

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PHL VARIABLE INSURANCE CO /CT/
		CENTRAL INDEX KEY:			0001031223
		STATE OF INCORPORATION:			CT
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497J
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-87218
		FILM NUMBER:		04786052

	BUSINESS ADDRESS:	
		STREET 1:		C/O PHOENIX HOME LIFE MUTUAL INSURANCE C
		STREET 2:		ONE AMERICAN ROW
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06116
		BUSINESS PHONE:		8604035788

	MAIL ADDRESS:	
		STREET 1:		ONE AMERICAN ROW
		STREET 2:		C/O PHOENIX HOME LIFE MUTUAL INSURANCE C
		CITY:			HARTFORD
		STATE:			CT
		ZIP:			06116

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PHL VARIABLE SEPARATE ACCOUNT MVA1
		DATE OF NAME CHANGE:	19970123
</SEC-HEADER>
<DOCUMENT>
<TYPE>497J
<SEQUENCE>1
<FILENAME>mva1_65885-497j.txt
<DESCRIPTION>497J
<TEXT>

                                                                        1933 Act
                                                                     Rule 497(j)


May 6, 2004                                                            VIA EDGAR
                                                                       ---------


Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549

Re:    PHL Variable Separate Account MVA1
       PHL Variable Insurance Company
       Registration No. 333-87218 on Form S-1

To the Commission Staff:

In accordance with Rule 497(j) of the Securities Act of 1933, as amended, the
undersigned certifies that the form of Prospectus and Statement of Additional
Information does not materially differ from that contained in the Registrant's
most recent registration statement filed electronically on Form S-1 pursuant to
Rule 485(b) on April 29, 2004.

If you have any questions concerning this filing, please call the undersigned at
(860) 403-5246.

Very truly yours,


/s/ Matthew A. Swendiman
- -----------------------------
Matthew A. Swendiman, Counsel

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----