1933 Act
                                                                     Rule 497(j)




May 7, 2003                                                            VIA EDGAR
                                                                       ---------


Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549


Re:    PHL Variable Separate Account MVA1
       PHL Variable Insurance Company
       Registration No. 333-87218


To the Commission Staff:

In accordance with Rule 497(j) of the Securities Act of 1933, as amended, the
undersigned certifies that the final form of Prospectus does not differ from
that contained in the most recent registration statement for such registrant,
filed electronically on Form S-1 on May 1, 2003.

If you have any questions concerning this filing, please call the undersigned at
(860)403-5246.


Very truly yours,


/s/ Matthew A. Swendiman
---------------------------
Matthew A. Swendiman, Counsel
PHL Variable Insurance Company