EXHIBIT 8

                          Consent of Brian A. Giantonio








To Whom It May Concern:



I hereby consent to the reference to my name under the caption "Experts" in the
Prospectus contained in this initial registration statement on Form S-1 filed by
PHL Variable Insurance Company with the Securities and Exchange Commission under
the Securities Act of 1933.

Very truly yours,



/s/ Brian A. Giantonio
----------------------
Brian A. Giantonio, Counsel
PHL Variable Insurance Company

Dated: April 30, 2002