-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 A6nK1GXQ2TcJsDttt6Tv+NzZkjZTBwQ5LhrvLqwlWIm+IGkaFSRrb8tQZI0WDYWK
 UAsJpBEC7KHDMenFuYVSFA==

<SEC-DOCUMENT>0001104659-03-020679.txt : 20030915
<SEC-HEADER>0001104659-03-020679.hdr.sgml : 20030915
<ACCEPTANCE-DATETIME>20030915152003
ACCESSION NUMBER:		0001104659-03-020679
CONFORMED SUBMISSION TYPE:	4/A
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030911
FILED AS OF DATE:		20030915

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ARCHILLA EFRAIN
		CENTRAL INDEX KEY:			0001253437

	FILING VALUES:
		FORM TYPE:		4/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12647
		FILM NUMBER:		03895638

	MAIL ADDRESS:	
		STREET 1:		YUNQUE 93 FM APARTADO 9300
		CITY:			NAGUABO
		STATE:			PR
		ZIP:			00718-9300

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ORIENTAL FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0001030469
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				660538893
		STATE OF INCORPORATION:			PR
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
		BUSINESS PHONE:		7877661986

	MAIL ADDRESS:	
		STREET 1:		MONACILLOS 1000
		STREET 2:		SAN ROBERTO ST
		CITY:			RIO PIEDRAS
		STATE:			PR
		ZIP:			00926
</SEC-HEADER>
<DOCUMENT>
<TYPE>4/A
<SEQUENCE>1
<FILENAME>a4a.xml
<DESCRIPTION>4/A
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4/A</documentType>
  <periodOfReport>2003-09-11</periodOfReport>
  <dateOfOriginalSubmission>2003-09-10</dateOfOriginalSubmission>
  <notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001030469</issuerCik>
        <issuerName>ORIENTAL FINANCIAL GROUP INC</issuerName>
        <issuerTradingSymbol>OFG</issuerTradingSymbol>
  </issuer>
  <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001253437</rptOwnerCik>
            <rptOwnerName>ARCHILLA EFRAIN</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>BOX 9300</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>NAGUABO</rptOwnerCity>
            <rptOwnerState>PR</rptOwnerState>
            <rptOwnerZipCode>00718-9300</rptOwnerZipCode>
            <rptOwnerStateDescription>PUERTO RICO</rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
      <isDirector>1</isDirector>
      <isOfficer>0</isOfficer>
      <isTenPercentOwner>0</isTenPercentOwner>
      <isOther>0</isOther>
    </reportingOwnerRelationship>
  </reportingOwner>
  <nonDerivativeTable>
    <nonDerivativeTransaction>
      <securityTitle>
        <value>Common Stocks</value>
      </securityTitle>
      <transactionDate>
        <value>2003-09-10</value>
      </transactionDate>
      <transactionCoding>
        <transactionFormType>4</transactionFormType>
        <transactionCode>P</transactionCode>
        <equitySwapInvolved>0</equitySwapInvolved>
      </transactionCoding>
      <transactionTimeliness>
        <value></value>
      </transactionTimeliness>
      <transactionAmounts>
        <transactionShares>
          <value>928</value>
        </transactionShares>
        <transactionPricePerShare>
          <value>9.3640</value>
        </transactionPricePerShare>
        <transactionAcquiredDisposedCode>
          <value>A</value>
        </transactionAcquiredDisposedCode>
      </transactionAmounts>
      <postTransactionAmounts>
        <sharesOwnedFollowingTransaction>
          <value>8323</value>
        </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
        <directOrIndirectOwnership>
          <value>D</value>
        </directOrIndirectOwnership>
      </ownershipNature>
    </nonDerivativeTransaction>
    <nonDerivativeTransaction>
      <securityTitle>
        <value>Common Stocks</value>
      </securityTitle>
      <transactionDate>
        <value>2003-09-10</value>
      </transactionDate>
      <transactionCoding>
        <transactionFormType>4</transactionFormType>
        <transactionCode>P</transactionCode>
        <equitySwapInvolved>0</equitySwapInvolved>
      </transactionCoding>
      <transactionTimeliness>
        <value></value>
      </transactionTimeliness>
      <transactionAmounts>
        <transactionShares>
          <value>619</value>
        </transactionShares>
        <transactionPricePerShare>
          <value>8.6840</value>
        </transactionPricePerShare>
        <transactionAcquiredDisposedCode>
          <value>A</value>
        </transactionAcquiredDisposedCode>
      </transactionAmounts>
      <postTransactionAmounts>
        <sharesOwnedFollowingTransaction>
          <value>7704</value>
        </sharesOwnedFollowingTransaction>
      </postTransactionAmounts>
      <ownershipNature>
        <directOrIndirectOwnership>
          <value>D</value>
        </directOrIndirectOwnership>
      </ownershipNature>
    </nonDerivativeTransaction>
  </nonDerivativeTable>
  <ownerSignature>
    <signatureName>/s/ Juan D. Berrios, by power of attorney</signatureName>
    <signatureDate>2003-09-12</signatureDate>
  </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----